There is also additional background information for this table group.

Contents for Table

PINC-08. Source of Income in 2004-People 15 Years Old and Over, By Income of Specified Type in 2004, Age, Race, Hispanic Origin, and Sex

[Source:  U.S. Census Bureau, Current Population Survey, 2005 Annual Social and Economic Supplement.  Numbers in thousands.
 People 15 years old and over as of March of the following year.  Social Security income may include a small number of people
 who report Railroad Retirement Income as Social Security Income Retirement.  Income includes payments reported as survivor,
 disability, or retirement benefits.  Rents, royalties, estates or trusts includes estates and trusts reported as survivor
 benefits.  A.O.I.C. stands for alone or in combination]

                                                       $1
                                            Total      To  $2,500  $5,000  $7,500 $10,000 $12,500 $15,000 $17,500 $20,000
                                             with  $2,499      To      To      To      To      To      To      To      To
                                           Income Or Loss  $4,999  $7,499  $9,999 $12,499 $14,999 $17,499 $19,999 $22,499
Both Sexes
65 to 74 Years
Black alone 2/

   Total.................................   1,610      33      77     230     255     205     138      94      85      59
Earnings.................................     397      46      20      34      15      53      26      23       9      27
  Wages and Salary.......................     380      38      21      34      15      50      23      23       9      27
  Nonfarm Self-Employment................      20      10       0       0       0       5       1       0       0       0
  Farm Self-Employment...................       1       1       0       0       0       0       0       0       0       0
Social Security..........................   1,349      46     136     294     331     249     133      85      59       4
SSI (Supplemental Security Income).......     151      53      31      49      11       3       1       3       0       0
Public Assistance........................       6       3       3       0       0       0       0       0       0       0
Veterans Benefits........................      49      12      11       2       4       2       6       6       0       0
Survivor Benefits........................      42       4       9      10       2       3       6       0       0       2
Disability Benefits......................      16       1       1       2       3       0       0       6       0       0
Unemployment Compensation................      17       8       4       3       1       0       0       0       0       0
Workers Compensation.....................       6       4       0       0       2       0       0       0       0       0
Property Income..........................     465     360      34      19      14       7       3       7       0       1
  Interest...............................     437     368      27      14       0       6       2       4       0       1
  Dividends..............................     104      83      11       6       0       0       3       1       0       0
  Rents, Royalties, Estates or Trusts....      58      35       8       8       2       2       0       0       0       0
Retirement Income........................     482      46      62      65      55      53      35      38      31       9
  Company or Union Retirement............     282      34      50      46      28      31      20      20      14       0
  Federal Government Retirement..........      65       0       0       3       4       7       8       5      13       4
  Military Retirement....................      15       0       0       0       0       2       1       2       4       0
  State or Local Government Retirement...     108      14      10      12      18      11      13       6       1       4
  Railroad Retirement....................       3       0       0       0       0       0       0       0       0       0
  Annuities..............................       2       0       0       0       0       2       0       0       0       0
  IRA, Keogh, or 401(K)..................       4       0       0       4       0       0       0       0       0       0
  Other or Don't Know....................      20       3       3       2       3       1       0       5       0       0
Pension Income...........................     432      44      55      51      47      50      34      32      31       7
  Company or Union Retirement............     260      32      46      42      23      31      15      20      14       0
  Federal Government Retirement..........      56       0       0       0       4       5       8       5      13       2
  Military Retirement....................      13       0       0       0       0       2       1       2       4       0
  State or Local Government Retirement...     100      12       9      10      18      11      12       6       1       4
  Railroad Retirement....................       1       0       0       0       0       0       0       0       0       0
  Annuities..............................       0       0       0       0       0       0       0       0       0       0
Alimony..................................       3       0       3       0       0       0       0       0       0       0
Child Support............................       4       0       4       0       0       0       0       0       0       0
Educational Assistance...................       2       0       2       0       0       0       0       0       0       0
Financial Assistance from Outside the
 Household...............................       6       3       3       0       0       0       0       0       0       0
Other Income, N.E.C......................       3       0       0       0       0       3       0       0       0       0
Combinations of Income Types:
  Earnings & Social Security.............   1,481      36     112     263     294     214     157      96      76      30
  Earnings, Social Security, or
    Other Retirement.....................   1,552      26      80     234     263     202     136      92      82      39
  Social Security or Railroad Retirement.   1,350      44     136     294     331     249     133      85      59       4
  Social Security or Other Retirement
    Income or Both.......................   1,438      35     101     266     290     235     110      84      81      27
  Government Transfer Payments...........   1,451      31     109     286     315     248     154     100      80      24
  Public Assistance or SSI or Both.......     156      54      36      49      11       3       1       3       0       0
  Social Security, Public Assistance,
    or SSI or Both.......................   1,400      49     135     299     336     257     144      95      62       7
  Retirement, SSI or Public Assistance
    or Both..............................     623      93      98     107      62      56      38      40      31      11
PINC-08. Source of Income in 2004-People 15 Years Old and Over, By Income of Specified Type in 2004, Age, Race, Hispanic Origin, and Sex

[Source:  U.S. Census Bureau, Current Population Survey, 2005 Annual Social and Economic Supplement.  Numbers in thousands.
 People 15 years old and over as of March of the following year.  Social Security income may include a small number of people
 who report Railroad Retirement Income as Social Security Income Retirement.  Income includes payments reported as survivor,
 disability, or retirement benefits.  Rents, royalties, estates or trusts includes estates and trusts reported as survivor
 benefits.  A.O.I.C. stands for alone or in combination]

                                          $22,500 $25,000 $27,500 $30,000 $32,500 $35,000 $37,500 $40,000 $42,500 $45,000
                                               To      To      To      To      To      To      To      To      To      To
                                          $24,999 $27,499 $29,999 $32,499 $34,999 $37,499 $39,999 $42,499 $44,999 $47,499
Both Sexes
65 to 74 Years
Black alone 2/

   Total.................................      60      43      34      51      36      35      13      22      10      15
Earnings.................................      20      15       5      20       7      12       5      16       2       0
  Wages and Salary.......................      20      15       5      20       7      12       5      15       1       0
  Nonfarm Self-Employment................       0       0       0       0       0       0       0       1       1       0
  Farm Self-Employment...................       0       0       0       0       0       0       0       0       0       0
Social Security..........................       2       2       0       0       0       2       0       0       0       0
SSI (Supplemental Security Income).......       0       0       0       0       0       0       0       0       0       0
Public Assistance........................       0       0       0       0       0       0       0       0       0       0
Veterans Benefits........................       1       0       1       0       0       0       0       3       0       0
Survivor Benefits........................       2       0       0       0       0       0       0       0       0       0
Disability Benefits......................       2       0       0       0       0       0       0       0       0       0
Unemployment Compensation................       0       0       0       0       0       0       0       0       0       0
Workers Compensation.....................       0       0       0       0       0       0       0       0       0       0
Property Income..........................       2       2       7       1       0       0       0       1       0       1
  Interest...............................       2       2       7       1       0       0       0       0       0       1
  Dividends..............................       0       0       0       0       0       0       0       0       0       0
  Rents, Royalties, Estates or Trusts....       0       0       0       0       1       0       0       0       0       0
Retirement Income........................      27       8       4      19       4       1       2       4       0       3
  Company or Union Retirement............      13       6       0      10       2       0       0       0       0       0
  Federal Government Retirement..........       9       1       1       1       0       0       0       4       1       0
  Military Retirement....................       2       0       1       0       0       0       0       0       0       0
  State or Local Government Retirement...       5       0       0       7       2       1       2       0       2       0
  Railroad Retirement....................       2       0       1       0       0       0       0       0       0       0
  Annuities..............................       0       0       0       0       0       0       0       0       0       0
  IRA, Keogh, or 401(K)..................       0       0       0       0       0       0       0       0       0       0
  Other or Don't Know....................       0       1       0       0       0       0       0       0       0       0
Pension Income...........................      27       8       1      19       4       1       2       4       0       1
  Company or Union Retirement............      13       6       0      10       2       0       0       0       0       0
  Federal Government Retirement..........       9       1       1       1       0       0       0       4       1       0
  Military Retirement....................       2       0       1       0       0       0       0       0       0       0
  State or Local Government Retirement...       3       0       0       7       2       1       2       0       2       0
  Railroad Retirement....................       0       0       1       0       0       0       0       0       0       0
  Annuities..............................       0       0       0       0       0       0       0       0       0       0
Alimony..................................       0       0       0       0       0       0       0       0       0       0
Child Support............................       0       0       0       0       0       0       0       0       0       0
Educational Assistance...................       0       0       0       0       0       0       0       0       0       0
Financial Assistance from Outside the
 Household...............................       0       0       0       0       0       0       0       0       0       0
Other Income, N.E.C......................       0       0       0       0       0       0       0       0       0       0
Combinations of Income Types:
  Earnings & Social Security.............      30      12       7      28      18      14       7      15       7       6
  Earnings, Social Security, or
    Other Retirement.....................      58      47      18      52      38      30       6      24      12      14
  Social Security or Railroad Retirement.       4       2       1       0       0       2       0       0       0       0
  Social Security or Other Retirement
    Income or Both.......................      42      36       9      29      14      14       5       6       4      10
  Government Transfer Payments...........      17      18      11      14       2       5       1       1       1       3
  Public Assistance or SSI or Both.......       0       0       0       0       0       0       0       0       0       0
  Social Security, Public Assistance,
    or SSI or Both.......................       3       2       1       0       0       2       0       0       0       0
  Retirement, SSI or Public Assistance
    or Both..............................      25       8       4      19       2       3       4       4       0       3
PINC-08. Source of Income in 2004-People 15 Years Old and Over, By Income of Specified Type in 2004, Age, Race, Hispanic Origin, and Sex

[Source:  U.S. Census Bureau, Current Population Survey, 2005 Annual Social and Economic Supplement.  Numbers in thousands.
 People 15 years old and over as of March of the following year.  Social Security income may include a small number of people
 who report Railroad Retirement Income as Social Security Income Retirement.  Income includes payments reported as survivor,
 disability, or retirement benefits.  Rents, royalties, estates or trusts includes estates and trusts reported as survivor
 benefits.  A.O.I.C. stands for alone or in combination]

                                          $47,500 $50,000 $52,500 $55,000 $57,500 $60,000 $62,500 $65,000 $67,500 $70,000
                                               To      To      To      To      To      To      To      To      To      To
                                          $49,999 $52,499 $54,999 $57,499 $59,999 $62,499 $64,999 $67,499 $69,999 $72,499
Both Sexes
65 to 74 Years
Black alone 2/

   Total.................................       6      11      11      14       5       4       3       7       5       3
Earnings.................................       3       7       1       8       0       1       3       3       0       0
  Wages and Salary.......................       3       7       1       8       0       1       3       2       0       0
  Nonfarm Self-Employment................       0       0       0       0       0       0       0       1       0       0
  Farm Self-Employment...................       0       0       0       0       0       0       0       0       0       0
Social Security..........................       0       5       0       0       0       0       0       0       0       0
SSI (Supplemental Security Income).......       0       0       0       0       0       0       0       0       0       0
Public Assistance........................       0       0       0       0       0       0       0       0       0       0
Veterans Benefits........................       0       0       0       0       0       0       0       0       0       0
Survivor Benefits........................       0       0       0       0       0       0       0       0       0       0
Disability Benefits......................       0       0       0       0       0       0       0       0       0       0
Unemployment Compensation................       0       0       0       0       0       0       0       0       0       0
Workers Compensation.....................       0       0       0       0       0       0       0       0       0       0
Property Income..........................       0       0       0       0       0       0       0       0       0       0
  Interest...............................       0       0       0       0       0       0       0       0       0       0
  Dividends..............................       0       0       0       0       0       0       0       0       0       0
  Rents, Royalties, Estates or Trusts....       0       0       0       0       0       0       0       0       0       0
Retirement Income........................       0       7       0       1       0       0       0       2       0       0
  Company or Union Retirement............       0       6       0       0       0       0       0       0       0       0
  Federal Government Retirement..........       0       1       0       0       0       0       0       1       0       0
  Military Retirement....................       0       0       0       0       0       1       0       0       0       0
  State or Local Government Retirement...       0       0       0       0       0       0       0       0       0       0
  Railroad Retirement....................       0       0       0       0       0       0       0       0       0       0
  Annuities..............................       0       0       0       0       0       0       0       0       0       0
  IRA, Keogh, or 401(K)..................       0       0       0       0       0       0       0       0       0       0
  Other or Don't Know....................       0       0       0       0       0       0       0       1       0       0
Pension Income...........................       0       8       0       1       0       0       0       2       0       0
  Company or Union Retirement............       0       6       0       0       0       0       0       0       0       0
  Federal Government Retirement..........       0       1       0       0       0       0       0       1       0       0
  Military Retirement....................       0       0       0       0       0       1       0       0       0       0
  State or Local Government Retirement...       0       0       0       0       0       0       0       0       0       0
  Railroad Retirement....................       0       0       0       0       0       0       0       0       0       0
  Annuities..............................       0       0       0       0       0       0       0       0       0       0
Alimony..................................       0       0       0       0       0       0       0       0       0       0
Child Support............................       0       0       0       0       0       0       0       0       0       0
Educational Assistance...................       0       0       0       0       0       0       0       0       0       0
Financial Assistance from Outside the
 Household...............................       0       0       0       0       0       0       0       0       0       0
Other Income, N.E.C......................       0       0       0       0       0       0       0       0       0       0
Combinations of Income Types:
  Earnings & Social Security.............       7       9       2       3       2       6       3       6       0       1
  Earnings, Social Security, or
    Other Retirement.....................      11      13       8      12       2       6       4       5       3       4
  Social Security or Railroad Retirement.       0       5       0       0       0       0       0       0       0       0
  Social Security or Other Retirement
    Income or Both.......................       7       9       1       7       0       0       3       1       2       1
  Government Transfer Payments...........       1       6       3       7       3       0       0       1       0       0
  Public Assistance or SSI or Both.......       0       0       0       0       0       0       0       0       0       0
  Social Security, Public Assistance,
    or SSI or Both.......................       0       5       0       0       0       0       0       0       0       0
  Retirement, SSI or Public Assistance
    or Both..............................       0       7       0       1       0       0       0       2       0       0
PINC-08. Source of Income in 2004-People 15 Years Old and Over, By Income of Specified Type in 2004, Age, Race, Hispanic Origin, and Sex

[Source:  U.S. Census Bureau, Current Population Survey, 2005 Annual Social and Economic Supplement.  Numbers in thousands.
 People 15 years old and over as of March of the following year.  Social Security income may include a small number of people
 who report Railroad Retirement Income as Social Security Income Retirement.  Income includes payments reported as survivor,
 disability, or retirement benefits.  Rents, royalties, estates or trusts includes estates and trusts reported as survivor
 benefits.  A.O.I.C. stands for alone or in combination]

                                          $72,500 $75,000 $77,500 $80,000 $82,500 $85,000 $87,500 $90,000 $92,500 $95,000
                                               To      To      To      To      To      To      To      To      To      To
                                          $74,999 $77,499 $79,999 $82,499 $84,999 $87,499 $89,999 $92,499 $94,999 $97,499
Both Sexes
65 to 74 Years
Black alone 2/

   Total.................................       6       3       3       0       2       1       3       2       2       1
Earnings.................................       0       2       0       0       0       0       0       0       0       2
  Wages and Salary.......................       0       2       0       0       0       0       0       0       0       2
  Nonfarm Self-Employment................       0       0       0       0       0       0       0       0       0       0
  Farm Self-Employment...................       0       0       0       0       0       0       0       0       0       0
Social Security..........................       0       0       0       0       0       0       0       0       0       0
SSI (Supplemental Security Income).......       0       0       0       0       0       0       0       0       0       0
Public Assistance........................       0       0       0       0       0       0       0       0       0       0
Veterans Benefits........................       0       0       0       0       0       0       0       0       0       0
Survivor Benefits........................       0       0       0       0       0       1       0       0       0       0
Disability Benefits......................       0       0       0       0       0       0       0       0       0       0
Unemployment Compensation................       0       0       0       0       0       0       0       0       0       0
Workers Compensation.....................       0       0       0       0       0       0       0       0       0       0
Property Income..........................       0       1       0       0       0       0       0       0       0       0
  Interest...............................       0       0       0       0       0       0       0       0       0       0
  Dividends..............................       0       0       0       0       0       0       0       0       0       0
  Rents, Royalties, Estates or Trusts....       0       1       0       0       0       0       0       0       0       0
Retirement Income........................       0       2       0       0       0       2       0       0       0       0
  Company or Union Retirement............       0       2       0       0       0       0       0       0       0       0
  Federal Government Retirement..........       0       0       0       0       0       0       0       0       0       0
  Military Retirement....................       0       0       0       0       0       1       0       0       0       0
  State or Local Government Retirement...       0       0       0       0       0       0       0       0       0       0
  Railroad Retirement....................       0       0       0       0       0       0       0       0       0       0
  Annuities..............................       0       0       0       0       0       0       0       0       0       0
  IRA, Keogh, or 401(K)..................       0       0       0       0       0       0       0       0       0       0
  Other or Don't Know....................       0       0       0       0       0       0       0       0       0       0
Pension Income...........................       0       2       0       0       0       1       0       0       0       0
  Company or Union Retirement............       0       2       0       0       0       0       0       0       0       0
  Federal Government Retirement..........       0       0       0       0       0       0       0       0       0       0
  Military Retirement....................       0       0       0       0       0       0       0       0       0       0
  State or Local Government Retirement...       0       0       0       0       0       0       0       0       0       0
  Railroad Retirement....................       0       0       0       0       0       0       0       0       0       0
  Annuities..............................       0       0       0       0       0       0       0       0       0       0
Alimony..................................       0       0       0       0       0       0       0       0       0       0
Child Support............................       0       0       0       0       0       0       0       0       0       0
Educational Assistance...................       0       0       0       0       0       0       0       0       0       0
Financial Assistance from Outside the
 Household...............................       0       0       0       0       0       0       0       0       0       0
Other Income, N.E.C......................       0       0       0       0       0       0       0       0       0       0
Combinations of Income Types:
  Earnings & Social Security.............       3       1       0       0       0       0       2       0       0       0
  Earnings, Social Security, or
    Other Retirement.....................       2       1       2       0       0       0       6       0       3       0
  Social Security or Railroad Retirement.       0       0       0       0       0       0       0       0       0       0
  Social Security or Other Retirement
    Income or Both.......................       0       0       0       0       0       0       4       0       0       0
  Government Transfer Payments...........       0       0       0       0       0       0       1       0       0       0
  Public Assistance or SSI or Both.......       0       0       0       0       0       0       0       0       0       0
  Social Security, Public Assistance,
    or SSI or Both.......................       0       0       0       0       0       0       0       0       0       0
  Retirement, SSI or Public Assistance
    or Both..............................       0       2       0       0       0       2       0       0       0       0
PINC-08. Source of Income in 2004-People 15 Years Old and Over, By Income of Specified Type in 2004, Age, Race, Hispanic Origin, and Sex

[Source:  U.S. Census Bureau, Current Population Survey, 2005 Annual Social and Economic Supplement.  Numbers in thousands.
 People 15 years old and over as of March of the following year.  Social Security income may include a small number of people
 who report Railroad Retirement Income as Social Security Income Retirement.  Income includes payments reported as survivor,
 disability, or retirement benefits.  Rents, royalties, estates or trusts includes estates and trusts reported as survivor
 benefits.  A.O.I.C. stands for alone or in combination]

                                                              Median Income     Mean Income
                                          $97,500                  Standard         Standard         Gini Ratio
                                               To $100,000   Value    Error   Value    Error                 Standard
                                          $99,999 And Over   (Dol)    (Dol)   (Dol)    (Dol)       Ratio        Error  B-CELL
Both Sexes
65 to 74 Years
Black alone 2/

   Total.................................       1       23  12,604      381  19,718      639       0.456       0.0272   1,430
Earnings.................................       0       10  15,408    1,249  21,808    1,404       0.483       0.0486   1,430
  Wages and Salary.......................       0       10  15,900    1,272  22,113    1,438       0.474       0.0495   1,430
  Nonfarm Self-Employment................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
  Farm Self-Employment...................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Social Security..........................       1        0   9,000      166   9,611      181       0.280       0.0234   1,430
SSI (Supplemental Security Income).......       0        0   4,263      586   4,510      318       0.410       0.0634   1,430
Public Assistance........................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Veterans Benefits........................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Survivor Benefits........................       2        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Disability Benefits......................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Unemployment Compensation................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Workers Compensation.....................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Property Income..........................       3        2   1,618       90   3,767      684       0.660       0.1006   1,430
  Interest...............................       3        0   1,485       85   2,632      564       0.584       0.1538   1,430
  Dividends..............................       0        0   1,573      184   1,614      361       0.319       0.2046   1,430
  Rents, Royalties, Estates or Trusts....       2        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Retirement Income........................       2        1  10,599      616  14,426      774       0.462       0.0477   1,430
  Company or Union Retirement............       0        0   8,437      908  11,748      791       0.468       0.0570   1,430
  Federal Government Retirement..........       2        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
  Military Retirement....................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
  State or Local Government Retirement...       0        0   9,890    1,108  12,989    1,174       0.432       0.0814   1,430
  Railroad Retirement....................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
  Annuities..............................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
  IRA, Keogh, or 401(K)..................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
  Other or Don't Know....................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Pension Income...........................       0        1  10,978      616  14,213      746       0.448       0.0471   1,430
  Company or Union Retirement............       0        0   8,717    1,072  12,046      845       0.464       0.0594   1,430
  Federal Government Retirement..........       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
  Military Retirement....................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
  State or Local Government Retirement...       0        0  10,137    1,131  13,304    1,225       0.432       0.0842   1,430
  Railroad Retirement....................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
  Annuities..............................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Alimony..................................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Child Support............................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Educational Assistance...................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Financial Assistance from Outside the
 Household...............................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Other Income, N.E.C......................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Combinations of Income Types:
  Earnings & Social Security.............       0       12  10,411      268  14,609      491       0.423       0.0298   1,430
  Earnings, Social Security, or
    Other Retirement.....................       0       16  12,138      292  18,425      568       0.440       0.0266   1,430
  Social Security or Railroad Retirement.       1        0   9,020      166   9,660      182       0.281       0.0235   1,430
  Social Security or Other Retirement
    Income or Both.......................       1        4  10,287      241  13,854      385       0.394       0.0277   1,430
  Government Transfer Payments...........       1        4   9,876      188  12,104      320       0.354       0.0307   1,430
  Public Assistance or SSI or Both.......       0        0   4,188      523   4,489      313       0.402       0.0629   1,430
  Social Security, Public Assistance,
    or SSI or Both.......................       1        0   9,112      166   9,758      179       0.285       0.0228   1,430
  Retirement, SSI or Public Assistance
    or Both..............................       2        1   8,045      589  12,280      639       0.000       0.0000   1,430

Race Footnotes

Source: U.S. Census Bureau
Contact: Housing and Household Economic Statistics Information Staff at (301)763-3242
Last revised: June 24, 2005
URL: http://pubdb3.census.gov/macro/032005/perinc/new08_078.htm