There is also additional background information for this table group.

Contents for Table

PINC-08. Source of Income in 2003-People 15 Years Old and Over, By Income of Specified Type in 2003, Age, Race, Hispanic Origin, and Sex

[Source:  U.S. Census Bureau, Current Population Survey, 2004 Annual Social and Economic Supplement.  Numbers in thousands.
 People 15 years old and over as of March of the following year.  Social Security income may include a small number of people
 who report Railroad Retirement Income as Social Security Income Retirement.  Income includes payments reported as survivor,
 disability, or retirement benefits.  Rents, royalties, estates or trusts includes estates and trusts reported as survivor
 benefits.  A.O.I.C. stands for alone or in combination]

                                                       $1
                                            Total      To  $2,500  $5,000  $7,500 $10,000 $12,500 $15,000 $17,500 $20,000
                                             with  $2,499      To      To      To      To      To      To      To      To
                                           Income Or Loss  $4,999  $7,499  $9,999 $12,499 $14,999 $17,499 $19,999 $22,499
Both Sexes
65 to 74 Years
Black alone 2/

   Total.................................   1,536      38     102     220     227     196     129      95      96      66
Earnings.................................     368      46      18      32      32      44      17      20      13      21
  Wages and Salary.......................     349      45      19      32      31      41      16      17      13      19
  Nonfarm Self-Employment................      23       3       1       0       1       3       1       3       0       4
  Farm Self-Employment...................       5       3       0       0       0       1       0       0       0       1
Social Security..........................   1,321      58     146     304     307     240     142      84      20       6
SSI (Supplemental Security Income).......     134      62      33      33       6       1       0       0       0       0
Public Assistance........................      18       9       6       3       0       0       0       0       0       0
Veterans Benefits........................      33      13       2       4       0       0       5       0       3       0
Survivor Benefits........................      38      13       4       8       3       3       2       0       2       2
Disability Benefits......................      26       7       3       5       3       2       0       0       0       0
Unemployment Compensation................      18       3       5       2       1       3       1       0       0       1
Workers Compensation.....................      17       6       2       1       5       1       0       0       0       2
Property Income..........................     467     356      51      24      10      15       3       1       0       0
  Interest...............................     434     366      41       8       5       4       3       0       0       0
  Dividends..............................      91      76       4       4       1       4       0       1       0       0
  Rents, Royalties, Estates or Trusts....      50      20      11      12       1       5       0       0       0       0
Retirement Income........................     496      94      80      49      52      54      44      10      16      18
  Company or Union Retirement............     307      77      50      34      45      34      20       7       5       8
  Federal Government Retirement..........      62       2       9       1       3       6       3       4       3       9
  Military Retirement....................      13       1       0       0       2       1       7       0       0       1
  State or Local Government Retirement...     105       8      13      15       4      12      18       0       6       1
  Railroad Retirement....................       5       0       0       2       0       1       1       0       0       0
  Annuities..............................       8       5       0       2       0       0       0       1       0       0
  IRA, Keogh, or 401(K)..................       8       0       2       0       0       1       1       0       2       0
  Other or Don't Know....................      19      10       6       0       0       0       0       0       2       0
Pension Income...........................     443      80      72      45      47      48      39      10      13      17
  Company or Union Retirement............     287      69      48      30      41      34      20       7       5       7
  Federal Government Retirement..........      49       2       6       0       2       6       1       3       3       8
  Military Retirement....................      12       0       0       0       2       1       7       0       0       1
  State or Local Government Retirement...      94       4      12      16       4       9      14       0       6       1
  Railroad Retirement....................       2       0       0       0       0       0       1       0       0       0
  Annuities..............................       6       3       0       2       0       0       0       1       0       0
Alimony..................................       0       0       0       0       0       0       0       0       0       0
Child Support............................       1       0       0       0       0       0       0       0       0       0
Educational Assistance...................       0       0       0       0       0       0       0       0       0       0
Financial Assistance from Outside the
 Household...............................       4       3       0       1       0       0       0       0       0       0
Other Income, N.E.C......................       5       0       1       2       3       0       0       0       0       0
Combinations of Income Types:
  Earnings & Social Security.............   1,441      39     136     274     273     227     142      94      56      29
  Earnings, Social Security, or
    Other Retirement.....................   1,491      36     115     238     224     185     117      89      91      60
  Social Security or Railroad Retirement.   1,323      58     146     304     307     242     144      82      20       8
  Social Security or Other Retirement
    Income or Both.......................   1,392      55     120     270     253     204     116      86      61      47
  Government Transfer Payments...........   1,399      52     110     291     284     245     154      85      47      27
  Public Assistance or SSI or Both.......     144      64      36      36       7       1       0       0       0       0
  Social Security, Public Assistance,
    or SSI or Both.......................   1,360      61     131     309     326     253     152      85      25       6
  Retirement, SSI or Public Assistance
    or Both..............................     625     151     110      82      58      55      45      11      16      16
PINC-08. Source of Income in 2003-People 15 Years Old and Over, By Income of Specified Type in 2003, Age, Race, Hispanic Origin, and Sex

[Source:  U.S. Census Bureau, Current Population Survey, 2004 Annual Social and Economic Supplement.  Numbers in thousands.
 People 15 years old and over as of March of the following year.  Social Security income may include a small number of people
 who report Railroad Retirement Income as Social Security Income Retirement.  Income includes payments reported as survivor,
 disability, or retirement benefits.  Rents, royalties, estates or trusts includes estates and trusts reported as survivor
 benefits.  A.O.I.C. stands for alone or in combination]

                                          $22,500 $25,000 $27,500 $30,000 $32,500 $35,000 $37,500 $40,000 $42,500 $45,000
                                               To      To      To      To      To      To      To      To      To      To
                                          $24,999 $27,499 $29,999 $32,499 $34,999 $37,499 $39,999 $42,499 $44,999 $47,499
Both Sexes
65 to 74 Years
Black alone 2/

   Total.................................      53      37      35      36      14      16      20      26      13      11
Earnings.................................       8      17       6      22       8       5       4      12       0       8
  Wages and Salary.......................       8      17       6      22       6       5       4      10       0       7
  Nonfarm Self-Employment................       0       0       0       2       0       0       0       2       0       1
  Farm Self-Employment...................       0       0       0       0       0       0       0       0       0       0
Social Security..........................       5       4       0       1       0       0       0       0       0       0
SSI (Supplemental Security Income).......       0       0       0       0       0       0       0       0       0       0
Public Assistance........................       0       0       0       0       0       0       0       0       0       0
Veterans Benefits........................       2       0       1       2       0       0       0       0       0       0
Survivor Benefits........................       0       1       0       0       0       0       0       0       0       0
Disability Benefits......................       0       4       0       0       0       1       0       0       0       0
Unemployment Compensation................       0       0       0       0       0       0       0       0       0       0
Workers Compensation.....................       0       0       0       0       0       0       0       0       0       0
Property Income..........................       4       0       2       0       1       0       0       0       0       0
  Interest...............................       3       0       2       0       1       0       0       0       0       0
  Dividends..............................       0       0       0       0       0       0       0       0       0       0
  Rents, Royalties, Estates or Trusts....       0       0       0       0       0       0       0       0       0       0
Retirement Income........................       9       7       6      12      10      12      12       0       1       2
  Company or Union Retirement............       0       0       3       2       6      10       4       0       0       0
  Federal Government Retirement..........       3       8       2       3       0       0       1       0       1       0
  Military Retirement....................       0       0       0       0       0       0       0       0       0       0
  State or Local Government Retirement...       5       1       0       6       6       3       6       0       0       0
  Railroad Retirement....................       0       0       0       0       0       0       0       0       0       0
  Annuities..............................       0       0       0       0       0       0       0       0       0       0
  IRA, Keogh, or 401(K)..................       0       2       0       0       0       0       0       0       0       0
  Other or Don't Know....................       0       0       0       0       0       1       0       0       0       0
Pension Income...........................      10       3       6      11      10      10      10       1       0       1
  Company or Union Retirement............       0       0       3       2       6      10       4       0       0       0
  Federal Government Retirement..........       4       5       2       3       0       0       1       0       0       0
  Military Retirement....................       0       0       0       0       0       0       0       0       0       0
  State or Local Government Retirement...       5       1       0       6       6       3       6       0       0       0
  Railroad Retirement....................       0       0       0       0       0       0       0       0       0       0
  Annuities..............................       0       0       0       0       0       0       0       0       0       0
Alimony..................................       0       0       0       0       0       0       0       0       0       0
Child Support............................       0       0       0       0       0       0       0       0       0       0
Educational Assistance...................       0       0       0       0       0       0       0       0       0       0
Financial Assistance from Outside the
 Household...............................       0       0       0       0       0       0       0       0       0       0
Other Income, N.E.C......................       0       0       0       0       0       0       0       0       0       0
Combinations of Income Types:
  Earnings & Social Security.............      14      14      18      24      11       6       4      12       7       8
  Earnings, Social Security, or
    Other Retirement.....................      42      37      35      39      17      15      23      14       9      14
  Social Security or Railroad Retirement.       5       4       0       1       0       0       0       0       0       0
  Social Security or Other Retirement
    Income or Both.......................      36      39      14      13       6      11      14       3       1       5
  Government Transfer Payments...........      17      20      11       9       9       1       9       3       3       3
  Public Assistance or SSI or Both.......       0       0       0       0       0       0       0       0       0       0
  Social Security, Public Assistance,
    or SSI or Both.......................       5       4       0       1       0       0       0       0       0       0
  Retirement, SSI or Public Assistance
    or Both..............................      11       7       6      12      10      12      12       0       1       2
PINC-08. Source of Income in 2003-People 15 Years Old and Over, By Income of Specified Type in 2003, Age, Race, Hispanic Origin, and Sex

[Source:  U.S. Census Bureau, Current Population Survey, 2004 Annual Social and Economic Supplement.  Numbers in thousands.
 People 15 years old and over as of March of the following year.  Social Security income may include a small number of people
 who report Railroad Retirement Income as Social Security Income Retirement.  Income includes payments reported as survivor,
 disability, or retirement benefits.  Rents, royalties, estates or trusts includes estates and trusts reported as survivor
 benefits.  A.O.I.C. stands for alone or in combination]

                                          $47,500 $50,000 $52,500 $55,000 $57,500 $60,000 $62,500 $65,000 $67,500 $70,000
                                               To      To      To      To      To      To      To      To      To      To
                                          $49,999 $52,499 $54,999 $57,499 $59,999 $62,499 $64,999 $67,499 $69,999 $72,499
Both Sexes
65 to 74 Years
Black alone 2/

   Total.................................      16      19      12       4       5       6       4      10       5       1
Earnings.................................       3      10       0       2       0       5       1       3       0       0
  Wages and Salary.......................       3       7       0       2       0       5       1       3       0       0
  Nonfarm Self-Employment................       0       1       0       0       0       0       0       0       0       0
  Farm Self-Employment...................       0       0       0       0       0       0       0       0       0       0
Social Security..........................       0       3       0       0       0       0       0       0       0       0
SSI (Supplemental Security Income).......       0       0       0       0       0       0       0       0       0       0
Public Assistance........................       0       0       0       0       0       0       0       0       0       0
Veterans Benefits........................       0       0       0       0       0       1       0       0       0       0
Survivor Benefits........................       0       0       0       0       0       0       0       0       0       0
Disability Benefits......................       0       0       0       0       0       0       0       0       0       0
Unemployment Compensation................       0       0       0       0       0       0       0       0       0       0
Workers Compensation.....................       0       0       0       0       0       0       0       0       0       0
Property Income..........................       0       0       0       0       0       0       0       0       0       0
  Interest...............................       0       0       0       0       0       0       0       0       0       0
  Dividends..............................       0       0       0       0       0       0       0       0       0       0
  Rents, Royalties, Estates or Trusts....       0       0       0       0       0       0       0       0       0       0
Retirement Income........................       4       0       1       0       3       1       0       1       0       0
  Company or Union Retirement............       0       0       0       0       0       0       0       0       0       0
  Federal Government Retirement..........       0       0       1       0       0       2       0       0       0       0
  Military Retirement....................       0       0       0       0       0       0       0       0       0       0
  State or Local Government Retirement...       0       0       0       0       0       0       0       0       0       0
  Railroad Retirement....................       0       0       0       0       0       0       0       0       0       0
  Annuities..............................       0       0       0       0       0       0       0       0       0       0
  IRA, Keogh, or 401(K)..................       0       0       0       0       0       0       0       0       0       0
  Other or Don't Know....................       0       0       0       0       0       0       0       0       0       0
Pension Income...........................       4       0       1       0       3       2       0       0       0       0
  Company or Union Retirement............       0       0       0       0       0       0       0       0       0       0
  Federal Government Retirement..........       0       0       1       0       0       2       0       0       0       0
  Military Retirement....................       0       0       0       0       0       0       0       0       0       0
  State or Local Government Retirement...       0       0       0       0       0       0       0       0       0       0
  Railroad Retirement....................       0       0       0       0       0       0       0       0       0       0
  Annuities..............................       0       0       0       0       0       0       0       0       0       0
Alimony..................................       0       0       0       0       0       0       0       0       0       0
Child Support............................       0       0       0       0       0       0       0       0       0       0
Educational Assistance...................       0       0       0       0       0       0       0       0       0       0
Financial Assistance from Outside the
 Household...............................       0       0       0       0       0       0       0       0       0       0
Other Income, N.E.C......................       0       0       0       0       0       0       0       0       0       0
Combinations of Income Types:
  Earnings & Social Security.............       5      12       4       3       2       2       2       4       1       0
  Earnings, Social Security, or
    Other Retirement.....................      24      16       7       3       0       9       2      10       2       0
  Social Security or Railroad Retirement.       0       3       0       0       0       0       0       0       0       0
  Social Security or Other Retirement
    Income or Both.......................      16       7       4       2       1       2       0       4       1       0
  Government Transfer Payments...........       6       5       1       0       0       1       0       1       0       0
  Public Assistance or SSI or Both.......       0       0       0       0       0       0       0       0       0       0
  Social Security, Public Assistance,
    or SSI or Both.......................       0       3       0       0       0       0       0       0       0       0
  Retirement, SSI or Public Assistance
    or Both..............................       2       0       1       2       3       1       0       1       0       0
PINC-08. Source of Income in 2003-People 15 Years Old and Over, By Income of Specified Type in 2003, Age, Race, Hispanic Origin, and Sex

[Source:  U.S. Census Bureau, Current Population Survey, 2004 Annual Social and Economic Supplement.  Numbers in thousands.
 People 15 years old and over as of March of the following year.  Social Security income may include a small number of people
 who report Railroad Retirement Income as Social Security Income Retirement.  Income includes payments reported as survivor,
 disability, or retirement benefits.  Rents, royalties, estates or trusts includes estates and trusts reported as survivor
 benefits.  A.O.I.C. stands for alone or in combination]

                                          $72,500 $75,000 $77,500 $80,000 $82,500 $85,000 $87,500 $90,000 $92,500 $95,000
                                               To      To      To      To      To      To      To      To      To      To
                                          $74,999 $77,499 $79,999 $82,499 $84,999 $87,499 $89,999 $92,499 $94,999 $97,499
Both Sexes
65 to 74 Years
Black alone 2/

   Total.................................       2       0       0       4       0       1       0       0       0       0
Earnings.................................       0       0       0       1       0       1       0       1       0       0
  Wages and Salary.......................       0       0       0       1       0       1       0       1       0       0
  Nonfarm Self-Employment................       0       0       0       0       0       0       0       0       0       0
  Farm Self-Employment...................       0       0       0       0       0       0       0       0       0       0
Social Security..........................       0       0       0       0       0       0       0       0       0       0
SSI (Supplemental Security Income).......       0       0       0       0       0       0       0       0       0       0
Public Assistance........................       0       0       0       0       0       0       0       0       0       0
Veterans Benefits........................       0       0       0       0       0       0       0       0       0       0
Survivor Benefits........................       0       0       0       0       0       0       0       0       0       0
Disability Benefits......................       0       0       0       0       0       0       0       0       0       0
Unemployment Compensation................       0       0       0       0       0       0       0       0       0       0
Workers Compensation.....................       0       0       0       0       0       0       0       0       0       0
Property Income..........................       0       0       0       0       0       0       0       0       0       0
  Interest...............................       0       0       0       0       0       0       0       0       0       0
  Dividends..............................       0       0       0       0       0       0       0       0       0       0
  Rents, Royalties, Estates or Trusts....       0       0       0       0       0       0       0       0       0       0
Retirement Income........................       0       0       0       0       0       0       0       0       0       0
  Company or Union Retirement............       0       0       0       0       0       0       0       0       0       0
  Federal Government Retirement..........       0       0       0       0       0       0       0       0       0       0
  Military Retirement....................       0       0       0       0       0       0       0       0       0       0
  State or Local Government Retirement...       0       0       0       0       0       0       0       0       0       0
  Railroad Retirement....................       0       0       0       0       0       0       0       0       0       0
  Annuities..............................       0       0       0       0       0       0       0       0       0       0
  IRA, Keogh, or 401(K)..................       0       0       0       0       0       0       0       0       0       0
  Other or Don't Know....................       0       0       0       0       0       0       0       0       0       0
Pension Income...........................       0       0       0       0       0       0       0       0       0       0
  Company or Union Retirement............       0       0       0       0       0       0       0       0       0       0
  Federal Government Retirement..........       0       0       0       0       0       0       0       0       0       0
  Military Retirement....................       0       0       0       0       0       0       0       0       0       0
  State or Local Government Retirement...       0       0       0       0       0       0       0       0       0       0
  Railroad Retirement....................       0       0       0       0       0       0       0       0       0       0
  Annuities..............................       0       0       0       0       0       0       0       0       0       0
Alimony..................................       0       0       0       0       0       0       0       0       0       0
Child Support............................       0       0       0       0       0       0       0       0       0       0
Educational Assistance...................       0       0       0       0       0       0       0       0       0       0
Financial Assistance from Outside the
 Household...............................       0       0       0       0       0       0       0       0       0       0
Other Income, N.E.C......................       0       0       0       0       0       0       0       0       0       0
Combinations of Income Types:
  Earnings & Social Security.............       1       0       0       0       0       1       0       0       0       0
  Earnings, Social Security, or
    Other Retirement.....................       2       0       0       2       0       1       0       1       0       0
  Social Security or Railroad Retirement.       0       0       0       0       0       0       0       0       0       0
  Social Security or Other Retirement
    Income or Both.......................       0       0       0       0       0       0       0       0       0       0
  Government Transfer Payments...........       0       0       0       2       0       0       0       0       0       0
  Public Assistance or SSI or Both.......       0       0       0       0       0       0       0       0       0       0
  Social Security, Public Assistance,
    or SSI or Both.......................       0       0       0       0       0       0       0       0       0       0
  Retirement, SSI or Public Assistance
    or Both..............................       0       0       0       0       0       0       0       0       0       0
PINC-08. Source of Income in 2003-People 15 Years Old and Over, By Income of Specified Type in 2003, Age, Race, Hispanic Origin, and Sex

[Source:  U.S. Census Bureau, Current Population Survey, 2004 Annual Social and Economic Supplement.  Numbers in thousands.
 People 15 years old and over as of March of the following year.  Social Security income may include a small number of people
 who report Railroad Retirement Income as Social Security Income Retirement.  Income includes payments reported as survivor,
 disability, or retirement benefits.  Rents, royalties, estates or trusts includes estates and trusts reported as survivor
 benefits.  A.O.I.C. stands for alone or in combination]

                                                              Median Income     Mean Income
                                          $97,500                  Standard         Standard         Gini Ratio
                                               To $100,000   Value    Error   Value    Error                 Standard
                                          $99,999 And Over   (Dol)    (Dol)   (Dol)    (Dol)       Ratio        Error  B-CELL
Both Sexes
65 to 74 Years
Black alone 2/

   Total.................................       0       15  12,309      327  18,699      686       0.459       0.0299   1,430
Earnings.................................       0       11  14,278    1,626  23,208    2,078       0.519       0.0573   1,430
  Wages and Salary.......................       0       11  13,516    1,536  22,996    2,177       0.524       0.0593   1,430
  Nonfarm Self-Employment................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
  Farm Self-Employment...................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Social Security..........................       0        0   8,737      177   9,112      149       0.275       0.0221   1,430
SSI (Supplemental Security Income).......       0        0   2,873      492   3,475      254       0.405       0.0627   1,430
Public Assistance........................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Veterans Benefits........................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Survivor Benefits........................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Disability Benefits......................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Unemployment Compensation................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Workers Compensation.....................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Property Income..........................       0        0   1,641       91   2,052      254       0.414       0.0963   1,430
  Interest...............................       0        0   1,484       85   1,481      238       0.317       0.1376   1,430
  Dividends..............................       0        0   1,486      186   1,459      381       0.294       0.2514   1,430
  Rents, Royalties, Estates or Trusts....       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Retirement Income........................       0        0   8,733      644  12,144      643       0.496       0.0408   1,430
  Company or Union Retirement............       0        0   6,948      748   9,246      638       0.515       0.0514   1,430
  Federal Government Retirement..........       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
  Military Retirement....................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
  State or Local Government Retirement...       0        0  12,464    1,059  15,095    1,353       0.427       0.0758   1,430
  Railroad Retirement....................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
  Annuities..............................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
  IRA, Keogh, or 401(K)..................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
  Other or Don't Know....................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Pension Income...........................       0        0   8,820      665  12,275      683       0.499       0.0427   1,430
  Company or Union Retirement............       0        0   7,197      775   9,467      671       0.506       0.0533   1,430
  Federal Government Retirement..........       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
  Military Retirement....................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
  State or Local Government Retirement...       0        0  12,753    1,199  15,933    1,447       0.419       0.0779   1,430
  Railroad Retirement....................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
  Annuities..............................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Alimony..................................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Child Support............................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Educational Assistance...................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Financial Assistance from Outside the
 Household...............................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Other Income, N.E.C......................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Combinations of Income Types:
  Earnings & Social Security.............       2       11   9,983      227  14,279      622       0.445       0.0364   1,430
  Earnings, Social Security, or
    Other Retirement.....................       0       13  11,791      312  17,838      676       0.455       0.0299   1,430
  Social Security or Railroad Retirement.       0        0   8,747      177   9,134      151       0.273       0.0221   1,430
  Social Security or Other Retirement
    Income or Both.......................       0        0   9,974      244  12,981      335       0.391       0.0255   1,430
  Government Transfer Payments...........       0        1   9,665      197  11,491      283       0.349       0.0281   1,430
  Public Assistance or SSI or Both.......       0        0   3,054      492   3,604      249       0.419       0.0582   1,430
  Social Security, Public Assistance,
    or SSI or Both.......................       0        0   8,870      169   9,231      146       0.268       0.0217   1,430
  Retirement, SSI or Public Assistance
    or Both..............................       0        0   6,595      457  10,463      542       0.000       0.0000   1,430

Race Footnotes

Source: U.S. Census Bureau
Contact: Housing and Household Economic Statistics Information Staff at (301)763-3242
Last revised: June 25, 2004
URL: http://pubdb3.census.gov/macro/032004/perinc/new08_078.htm