There is also additional background information for this table group.

Contents for Table

PINC-08. Source of Income in 2003-People 15 Years Old and Over, By Income of Specified Type in 2003, Age, Race, Hispanic Origin, and Sex

[Source:  U.S. Census Bureau, Current Population Survey, 2004 Annual Social and Economic Supplement.  Numbers in thousands.
 People 15 years old and over as of March of the following year.  Social Security income may include a small number of people
 who report Railroad Retirement Income as Social Security Income Retirement.  Income includes payments reported as survivor,
 disability, or retirement benefits.  Rents, royalties, estates or trusts includes estates and trusts reported as survivor
 benefits.  A.O.I.C. stands for alone or in combination]

                                                       $1
                                            Total      To  $2,500  $5,000  $7,500 $10,000 $12,500 $15,000 $17,500 $20,000
                                             with  $2,499      To      To      To      To      To      To      To      To
                                           Income Or Loss  $4,999  $7,499  $9,999 $12,499 $14,999 $17,499 $19,999 $22,499
Both Sexes
65 Years and over:
Hispanic (of any race)

   Total.................................   1,916      82     167     363     397     216     150     112      76      68
Earnings.................................     346      21      13      44      23      31      18      33      27      37
  Wages and Salary.......................     312      14       8      44      24      25      15      31      27      37
  Nonfarm Self-Employment................      35       6       5       0       0       6       2       2       0       0
  Farm Self-Employment...................       5       5       0       0       0       0       0       0       0       0
Social Security..........................   1,590      76     207     417     404     229     150      66      33       7
SSI (Supplemental Security Income).......     233      86      69      53      23       1       0       0       0       0
Public Assistance........................      16       8       8       0       0       0       0       0       0       0
Veterans Benefits........................      32      12       1       5       2       5       1       4       0       0
Survivor Benefits........................      41      10      11       1       9       2       2       1       2       0
Disability Benefits......................       9       1       1       1       2       0       0       4       0       0
Unemployment Compensation................      17       6       3       3       0       5       0       0       0       0
Workers Compensation.....................      12       2       0       1       2       4       0       2       0       0
Property Income..........................     520     399      35      23       8      14       7       6       8       6
  Interest...............................     490     405      32      13       7       8       4       1       6       1
  Dividends..............................     100      72      11       8       2       5       0       2       0       0
  Rents, Royalties, Estates or Trusts....      72      51       2       8       2       1       0       2       0       5
Retirement Income........................     357      77      58      58      44      28      21      14       7       8
  Company or Union Retirement............     244      66      44      47      31      16      15       8       2       5
  Federal Government Retirement..........      41       2       0       4       5       4       3       3       2       1
  Military Retirement....................       8       2       0       0       2       0       0       0       0       0
  State or Local Government Retirement...      49       7       7       8       8       6       2       0       3       0
  Railroad Retirement....................       5       0       0       0       1       0       0       0       0       2
  Annuities..............................       8       2       6       0       0       0       0       0       0       0
  IRA, Keogh, or 401(K)..................       2       0       2       0       0       0       0       0       0       0
  Other or Don't Know....................      10       2       2       2       1       1       0       2       0       0
Pension Income...........................     314      66      48      56      35      29      22       9       7       8
  Company or Union Retirement............     219      57      40      47      25      15      15       5       2       5
  Federal Government Retirement..........      35       0       0       3       2       7       4       2       2       1
  Military Retirement....................       8       2       0       0       2       0       0       0       0       0
  State or Local Government Retirement...      49       6       7       8       8       6       2       0       3       0
  Railroad Retirement....................       5       0       0       0       1       0       0       0       0       2
  Annuities..............................       5       2       3       0       0       0       0       0       0       0
Alimony..................................       0       0       0       0       0       0       0       0       0       0
Child Support............................       1       1       0       0       0       0       0       0       0       0
Educational Assistance...................       2       1       2       0       0       0       0       0       0       0
Financial Assistance from Outside the
 Household...............................      22       9       6       4       0       0       0       0       0       0
Other Income, N.E.C......................       6       6       0       0       0       0       0       0       0       0
Combinations of Income Types:
  Earnings & Social Security.............   1,754      73     193     405     380     236     152      82      54      35
  Earnings, Social Security, or
    Other Retirement.....................   1,797      72     187     365     345     216     146     101      71      62
  Social Security or Railroad Retirement.   1,594      76     207     417     404     229     150      65      33      10
  Social Security or Other Retirement
    Income or Both.......................   1,643      73     199     386     363     219     139      86      45      37
  Government Transfer Payments...........   1,704      67     180     428     440     241     149      80      40      18
  Public Assistance or SSI or Both.......     244      91      75      51      24       1       0       0       0       0
  Social Security, Public Assistance,
    or SSI or Both.......................   1,677      67     195     441     463     241     157      70      33       6
  Retirement, SSI or Public Assistance
    or Both..............................     591     162     131     109      66      29      21      11      10       8
PINC-08. Source of Income in 2003-People 15 Years Old and Over, By Income of Specified Type in 2003, Age, Race, Hispanic Origin, and Sex

[Source:  U.S. Census Bureau, Current Population Survey, 2004 Annual Social and Economic Supplement.  Numbers in thousands.
 People 15 years old and over as of March of the following year.  Social Security income may include a small number of people
 who report Railroad Retirement Income as Social Security Income Retirement.  Income includes payments reported as survivor,
 disability, or retirement benefits.  Rents, royalties, estates or trusts includes estates and trusts reported as survivor
 benefits.  A.O.I.C. stands for alone or in combination]

                                          $22,500 $25,000 $27,500 $30,000 $32,500 $35,000 $37,500 $40,000 $42,500 $45,000
                                               To      To      To      To      To      To      To      To      To      To
                                          $24,999 $27,499 $29,999 $32,499 $34,999 $37,499 $39,999 $42,499 $44,999 $47,499
Both Sexes
65 Years and over:
Hispanic (of any race)

   Total.................................      34      43      21      36      14      10      15      11       8       7
Earnings.................................      11      15       2      11       6      10       0       9       1       6
  Wages and Salary.......................      11      11       0      11       4       8       0       6       1       6
  Nonfarm Self-Employment................       0       4       2       0       3       3       0       1       0       0
  Farm Self-Employment...................       0       0       0       0       0       0       0       0       0       0
Social Security..........................       0       0       0       0       0       0       0       0       0       0
SSI (Supplemental Security Income).......       0       2       0       0       0       0       0       0       0       0
Public Assistance........................       0       0       0       0       0       0       0       0       0       0
Veterans Benefits........................       0       0       3       0       0       0       0       0       0       0
Survivor Benefits........................       0       0       0       2       0       1       0       0       0       0
Disability Benefits......................       0       0       0       0       0       0       0       0       0       0
Unemployment Compensation................       0       0       0       0       0       0       0       0       0       0
Workers Compensation.....................       0       0       0       0       0       0       0       0       0       0
Property Income..........................       6       0       0       1       0       1       0       0       0       0
  Interest...............................       6       0       0       0       0       1       0       0       0       0
  Dividends..............................       0       0       0       0       0       0       0       0       0       0
  Rents, Royalties, Estates or Trusts....       0       0       0       0       0       0       0       0       0       0
Retirement Income........................      12       0       2       6       0       3       1       4       3       0
  Company or Union Retirement............       2       0       0       2       0       2       0       0       0       0
  Federal Government Retirement..........       4       0       4       2       0       0       1       1       0       1
  Military Retirement....................       0       0       0       0       0       1       0       0       3       0
  State or Local Government Retirement...       5       0       0       2       0       0       0       0       0       0
  Railroad Retirement....................       2       0       0       0       0       0       0       0       0       0
  Annuities..............................       0       0       0       0       0       0       0       0       0       0
  IRA, Keogh, or 401(K)..................       0       0       0       0       0       0       0       0       0       0
  Other or Don't Know....................       0       0       0       0       0       0       0       0       0       0
Pension Income...........................      10       0       2       1       0       3       1       4       3       0
  Company or Union Retirement............       2       0       0       0       0       2       0       0       0       0
  Federal Government Retirement..........       2       0       4       0       0       0       1       1       0       1
  Military Retirement....................       0       0       0       0       0       1       0       0       3       0
  State or Local Government Retirement...       5       0       0       2       0       0       0       0       0       0
  Railroad Retirement....................       2       0       0       0       0       0       0       0       0       0
  Annuities..............................       0       0       0       0       0       0       0       0       0       0
Alimony..................................       0       0       0       0       0       0       0       0       0       0
Child Support............................       0       0       0       0       0       0       0       0       0       0
Educational Assistance...................       0       0       0       0       0       0       0       0       0       0
Financial Assistance from Outside the
 Household...............................       0       0       0       0       0       0       0       0       0       0
Other Income, N.E.C......................       0       0       0       0       0       0       0       0       0       0
Combinations of Income Types:
  Earnings & Social Security.............      12      20      16      17       3       3       7       7       6       6
  Earnings, Social Security, or
    Other Retirement.....................      35      31      11      36      16       5       7       8       5      12
  Social Security or Railroad Retirement.       3       0       0       0       0       0       0       0       0       0
  Social Security or Other Retirement
    Income or Both.......................      28       9       8       7      14       3       1       3       0       4
  Government Transfer Payments...........      18       4       7       2       4       2       3       4       0       4
  Public Assistance or SSI or Both.......       0       2       0       0       0       0       0       0       0       0
  Social Security, Public Assistance,
    or SSI or Both.......................       3       2       0       0       0       0       0       0       0       0
  Retirement, SSI or Public Assistance
    or Both..............................      12       0       2       6       2       2       2       4       3       0
PINC-08. Source of Income in 2003-People 15 Years Old and Over, By Income of Specified Type in 2003, Age, Race, Hispanic Origin, and Sex

[Source:  U.S. Census Bureau, Current Population Survey, 2004 Annual Social and Economic Supplement.  Numbers in thousands.
 People 15 years old and over as of March of the following year.  Social Security income may include a small number of people
 who report Railroad Retirement Income as Social Security Income Retirement.  Income includes payments reported as survivor,
 disability, or retirement benefits.  Rents, royalties, estates or trusts includes estates and trusts reported as survivor
 benefits.  A.O.I.C. stands for alone or in combination]

                                          $47,500 $50,000 $52,500 $55,000 $57,500 $60,000 $62,500 $65,000 $67,500 $70,000
                                               To      To      To      To      To      To      To      To      To      To
                                          $49,999 $52,499 $54,999 $57,499 $59,999 $62,499 $64,999 $67,499 $69,999 $72,499
Both Sexes
65 Years and over:
Hispanic (of any race)

   Total.................................       7      15       5      11       4       3       4       1       5       2
Earnings.................................       2       6       0       4       0       3       0       0       1       2
  Wages and Salary.......................       2       6       0       4       0       3       0       0       1       0
  Nonfarm Self-Employment................       0       0       0       0       0       0       0       0       0       2
  Farm Self-Employment...................       0       0       0       0       0       0       0       0       0       0
Social Security..........................       0       0       0       0       0       0       0       0       0       0
SSI (Supplemental Security Income).......       0       0       0       0       0       0       0       0       0       0
Public Assistance........................       0       0       0       0       0       0       0       0       0       0
Veterans Benefits........................       0       0       0       0       0       0       0       0       0       0
Survivor Benefits........................       0       0       0       0       0       0       0       0       0       0
Disability Benefits......................       0       0       0       0       0       0       0       0       0       0
Unemployment Compensation................       0       0       0       0       0       0       0       0       0       0
Workers Compensation.....................       0       0       0       0       0       0       0       0       0       0
Property Income..........................       0       0       0       0       0       0       0       0       0       1
  Interest...............................       0       0       0       0       0       0       0       0       1       0
  Dividends..............................       0       0       0       0       0       0       0       0       0       0
  Rents, Royalties, Estates or Trusts....       0       0       0       0       0       0       0       0       0       0
Retirement Income........................       2       1       0       0       1       0       0       0       0       0
  Company or Union Retirement............       1       0       0       0       0       0       0       0       0       0
  Federal Government Retirement..........       0       1       0       0       1       0       0       0       0       0
  Military Retirement....................       0       0       0       0       0       0       0       0       0       0
  State or Local Government Retirement...       0       0       0       0       0       0       0       0       0       0
  Railroad Retirement....................       0       0       0       0       0       0       0       0       0       0
  Annuities..............................       0       0       0       0       0       0       0       0       0       0
  IRA, Keogh, or 401(K)..................       0       0       0       0       0       0       0       0       0       0
  Other or Don't Know....................       0       0       0       0       0       0       0       0       0       0
Pension Income...........................       4       1       0       0       1       0       0       0       0       0
  Company or Union Retirement............       2       0       0       0       0       0       0       0       0       0
  Federal Government Retirement..........       0       1       0       0       1       0       0       0       0       0
  Military Retirement....................       0       0       0       0       0       0       0       0       0       0
  State or Local Government Retirement...       0       0       0       0       0       0       0       0       0       0
  Railroad Retirement....................       0       0       0       0       0       0       0       0       0       0
  Annuities..............................       0       0       0       0       0       0       0       0       0       0
Alimony..................................       0       0       0       0       0       0       0       0       0       0
Child Support............................       0       0       0       0       0       0       0       0       0       0
Educational Assistance...................       0       0       0       0       0       0       0       0       0       0
Financial Assistance from Outside the
 Household...............................       3       0       0       0       0       0       0       0       0       0
Other Income, N.E.C......................       0       0       0       0       0       0       0       0       0       0
Combinations of Income Types:
  Earnings & Social Security.............       4      12       3       9       2       0       0       0       3       1
  Earnings, Social Security, or
    Other Retirement.....................       5      11       7       9       3       1       0       1       3       1
  Social Security or Railroad Retirement.       0       0       0       0       0       0       0       0       0       0
  Social Security or Other Retirement
    Income or Both.......................       3       2       2       2       1       1       2       0       0       0
  Government Transfer Payments...........       3       0       0       1       1       1       2       0       0       0
  Public Assistance or SSI or Both.......       0       0       0       0       0       0       0       0       0       0
  Social Security, Public Assistance,
    or SSI or Both.......................       0       0       0       0       0       0       0       0       0       0
  Retirement, SSI or Public Assistance
    or Both..............................       2       1       0       0       1       0       0       0       0       0
PINC-08. Source of Income in 2003-People 15 Years Old and Over, By Income of Specified Type in 2003, Age, Race, Hispanic Origin, and Sex

[Source:  U.S. Census Bureau, Current Population Survey, 2004 Annual Social and Economic Supplement.  Numbers in thousands.
 People 15 years old and over as of March of the following year.  Social Security income may include a small number of people
 who report Railroad Retirement Income as Social Security Income Retirement.  Income includes payments reported as survivor,
 disability, or retirement benefits.  Rents, royalties, estates or trusts includes estates and trusts reported as survivor
 benefits.  A.O.I.C. stands for alone or in combination]

                                          $72,500 $75,000 $77,500 $80,000 $82,500 $85,000 $87,500 $90,000 $92,500 $95,000
                                               To      To      To      To      To      To      To      To      To      To
                                          $74,999 $77,499 $79,999 $82,499 $84,999 $87,499 $89,999 $92,499 $94,999 $97,499
Both Sexes
65 Years and over:
Hispanic (of any race)

   Total.................................       0       0       0       2       3       3       1       2       2       1
Earnings.................................       0       0       0       5       0       0       0       0       1       1
  Wages and Salary.......................       0       0       0       5       0       0       0       0       1       1
  Nonfarm Self-Employment................       0       0       0       0       0       0       0       0       0       0
  Farm Self-Employment...................       0       0       0       0       0       0       0       0       0       0
Social Security..........................       0       0       0       0       0       0       0       0       0       0
SSI (Supplemental Security Income).......       0       0       0       0       0       0       0       0       0       0
Public Assistance........................       0       0       0       0       0       0       0       0       0       0
Veterans Benefits........................       0       0       0       0       0       0       0       0       0       0
Survivor Benefits........................       0       0       0       0       0       0       0       0       0       0
Disability Benefits......................       0       0       0       0       0       0       0       0       0       0
Unemployment Compensation................       0       0       0       0       0       0       0       0       0       0
Workers Compensation.....................       0       0       0       0       0       0       0       0       0       0
Property Income..........................       1       0       0       0       0       0       0       0       0       0
  Interest...............................       1       0       0       0       0       0       0       0       0       0
  Dividends..............................       0       0       0       0       0       0       0       0       0       0
  Rents, Royalties, Estates or Trusts....       0       0       0       0       0       0       0       0       0       0
Retirement Income........................       0       1       0       0       0       1       0       0       0       0
  Company or Union Retirement............       0       0       0       0       0       1       0       0       0       0
  Federal Government Retirement..........       0       0       0       0       0       0       0       0       0       0
  Military Retirement....................       0       0       0       0       0       0       0       0       0       0
  State or Local Government Retirement...       0       1       0       0       0       0       0       0       0       0
  Railroad Retirement....................       0       0       0       0       0       0       0       0       0       0
  Annuities..............................       0       0       0       0       0       0       0       0       0       0
  IRA, Keogh, or 401(K)..................       0       0       0       0       0       0       0       0       0       0
  Other or Don't Know....................       0       0       0       0       0       0       0       0       0       0
Pension Income...........................       0       1       0       0       0       0       0       0       0       0
  Company or Union Retirement............       0       0       0       0       0       0       0       0       0       0
  Federal Government Retirement..........       0       0       0       0       0       0       0       0       0       0
  Military Retirement....................       0       0       0       0       0       0       0       0       0       0
  State or Local Government Retirement...       0       1       0       0       0       0       0       0       0       0
  Railroad Retirement....................       0       0       0       0       0       0       0       0       0       0
  Annuities..............................       0       0       0       0       0       0       0       0       0       0
Alimony..................................       0       0       0       0       0       0       0       0       0       0
Child Support............................       0       0       0       0       0       0       0       0       0       0
Educational Assistance...................       0       0       0       0       0       0       0       0       0       0
Financial Assistance from Outside the
 Household...............................       0       0       0       0       0       0       0       0       0       0
Other Income, N.E.C......................       0       0       0       0       0       0       0       0       0       0
Combinations of Income Types:
  Earnings & Social Security.............       0       0       0       6       1       0       0       0       0       0
  Earnings, Social Security, or
    Other Retirement.....................       0       0       0       7       1       1       1       2       0       0
  Social Security or Railroad Retirement.       0       0       0       0       0       0       0       0       0       0
  Social Security or Other Retirement
    Income or Both.......................       0       0       0       0       0       1       0       1       0       0
  Government Transfer Payments...........       0       0       0       0       0       0       0       1       0       0
  Public Assistance or SSI or Both.......       0       0       0       0       0       0       0       0       0       0
  Social Security, Public Assistance,
    or SSI or Both.......................       0       0       0       0       0       0       0       0       0       0
  Retirement, SSI or Public Assistance
    or Both..............................       0       1       0       0       0       1       0       0       0       0
PINC-08. Source of Income in 2003-People 15 Years Old and Over, By Income of Specified Type in 2003, Age, Race, Hispanic Origin, and Sex

[Source:  U.S. Census Bureau, Current Population Survey, 2004 Annual Social and Economic Supplement.  Numbers in thousands.
 People 15 years old and over as of March of the following year.  Social Security income may include a small number of people
 who report Railroad Retirement Income as Social Security Income Retirement.  Income includes payments reported as survivor,
 disability, or retirement benefits.  Rents, royalties, estates or trusts includes estates and trusts reported as survivor
 benefits.  A.O.I.C. stands for alone or in combination]

                                                              Median Income     Mean Income
                                          $97,500                  Standard         Standard         Gini Ratio
                                               To $100,000   Value    Error   Value    Error                 Standard
                                          $99,999 And Over   (Dol)    (Dol)   (Dol)    (Dol)       Ratio        Error  B-CELL
Both Sexes
65 Years and over:
Hispanic (of any race)

   Total.................................       1       14   9,677      165  14,684      440       0.454       0.0266   1,430
Earnings.................................       0        6  16,783      848  21,170    1,305       0.425       0.0499   1,430
  Wages and Salary.......................       0        6  16,979      865  21,380    1,390       0.428       0.0543   1,430
  Nonfarm Self-Employment................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
  Farm Self-Employment...................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Social Security..........................       0        0   8,091      148   8,497      117       0.277       0.0190   1,430
SSI (Supplemental Security Income).......       0        0   3,613      333   4,080      251       0.403       0.0569   1,430
Public Assistance........................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Veterans Benefits........................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Survivor Benefits........................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Disability Benefits......................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Unemployment Compensation................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Workers Compensation.....................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Property Income..........................       1        2   1,630       85   3,459      545       0.625       0.0886   1,430
  Interest...............................       3        0   1,512       82   2,744      537       0.598       0.1376   1,430
  Dividends..............................       0        0   1,736      208   2,257      397       0.416       0.1554   1,430
  Rents, Royalties, Estates or Trusts....       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Retirement Income........................       2        0   6,833      485  10,813      888       0.553       0.0556   1,430
  Company or Union Retirement............       0        0   5,644      492   7,368      667       0.501       0.0691   1,430
  Federal Government Retirement..........       2        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
  Military Retirement....................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
  State or Local Government Retirement...       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
  Railroad Retirement....................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
  Annuities..............................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
  IRA, Keogh, or 401(K)..................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
  Other or Don't Know....................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Pension Income...........................       2        0   6,941      470  10,884      938       0.541       0.0600   1,430
  Company or Union Retirement............       0        0   5,671      466   7,079      579       0.481       0.0665   1,430
  Federal Government Retirement..........       2        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
  Military Retirement....................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
  State or Local Government Retirement...       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
  Railroad Retirement....................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
  Annuities..............................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Alimony..................................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Child Support............................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Educational Assistance...................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Financial Assistance from Outside the
 Household...............................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Other Income, N.E.C......................       0        0     (B)      (B)     (B)      (B)         (B)          (B)   1,430
Combinations of Income Types:
  Earnings & Social Security.............       0        8   8,855      165  11,872      354       0.409       0.0278   1,430
  Earnings, Social Security, or
    Other Retirement.....................       1       10   9,494      184  13,737      409       0.443       0.0278   1,430
  Social Security or Railroad Retirement.       0        0   8,102      148   8,534      119       0.277       0.0192   1,430
  Social Security or Other Retirement
    Income or Both.......................       1        1   8,625      167  10,570      265       0.369       0.0324   1,430
  Government Transfer Payments...........       1        1   8,504      140   9,887      225       0.333       0.0337   1,430
  Public Assistance or SSI or Both.......       0        0   3,538      312   4,036      244       0.413       0.0553   1,430
  Social Security, Public Assistance,
    or SSI or Both.......................       0        0   8,235      132   8,644      112       0.267       0.0187   1,430
  Retirement, SSI or Public Assistance
    or Both..............................       2        0   5,056      310   8,203      572       0.000       0.0000   1,430

Race Footnotes

Source: U.S. Census Bureau
Contact: Housing and Household Economic Statistics Information Staff at (301)763-3242
Last revised: June 25, 2004
URL: http://pubdb3.census.gov/macro/032004/perinc/new08_072.htm