
Table NC8. Pension plan coverage of workers, by Selected Characteristics, gender, race and 191
Hispanic origin, and poverty status: 1997 (BLACK) (FEMALE) (Numbers in thousands)
All workers
With employer offered pension
Plan at work
Included in plan
Number Number Percent Number Percent
Characteristics
BLACK
FEMALE................... 8702 4807 55.2 3492 40.1
WORK EXPERIENCE
Worked............................ 8702 4807 55.2 3492 40.1
Full-time...................... 6803 4150 61.0 3255 47.8
50 weeks or more............. 5313 3525 66.3 2934 55.2
27 to 49 weeks............... 772 405 52.4 238 30.8
26 weeks or less............. 718 220 30.7 83 11.5
Part-time...................... 1899 658 34.6 237 12.5
50 weeks or more............. 853 365 42.8 177 20.8
27 to 49 weeks............... 342 114 33.5 34 10.0
26 weeks or less............. 705 178 25.3 26 3.7
SIZE OF EMPLOYER
Under 25 people................... 1385 200 14.4 103 7.5
25 to 99 people................... 849 312 36.7 230 27.0
100 to 499 people................. 1171 590 50.4 402 34.3
500 to 999 people................. 593 373 62.9 270 45.5
1000 people or more............... 4704 3333 70.9 2487 52.9
OCCUPATION OF LONGEST JOB
Executive, Administrative, and
Managerial........................ 741 514 69.3 460 62.1
Professional specialty............ 1114 812 72.9 652 58.6
Technical and related support..... 299 201 67.4 141 47.2
Sales workers..................... 1084 454 41.9 234 21.6
Administrative support, including
Clerical.......................... 2129 1404 65.9 996 46.8
Precision production, craft & repair 215 112 51.9 90 41.8
Table NC8. Pension plan coverage of workers, by Selected Characteristics, gender, race and 192
Hispanic origin, and poverty status: 1997 (BLACK) (FEMALE) (Numbers in thousands)
All workers
With employer offered pension
Plan at work
Included in plan
Number Number Percent Number Percent
Machine operators, assemblers &
Inspectors........................ 633 312 49.3 227 35.9
Transportation & material moving.. 107 60 56.5 52 48.8
Handlers, equipment cleaners,
Helpers, & laborers............... 148 72 49.0 49 33.5
Service workers................... 2173 832 38.3 560 25.8
Private household workers...... 134 5 3.6 3 2.3
Service workers, except private
Household...................... 2038 827 40.6 557 27.3
Farming, forestry, and fishing.... 27 5 20.3 5 20.3
Armed forces...................... 33 29 87.8 25 76.6
RELATIONSHIP TO
FAMILY HOUSEHOLDER
In Families....................... 7177 3958 55.2 2864 39.9
Householder.................... 3697 2069 56.0 1491 40.3
Spouse present............... 862 541 62.8 437 50.7
No spouse present............ 2835 1528 53.9 1054 37.2
Spouse of householder.......... 1887 1225 64.9 978 51.8
Child of householder........... 1183 470 39.7 253 21.4
Other relative of
householder.................... 410 194 47.3 142 34.6
In unrelated subfamilies.......... 58 22 37.6 17 30.1
Unrelated Individuals............. 1466 827 56.4 611 41.6
Nonfamily householder.......... 1234 721 58.4 554 44.9
Secondary Individuals.......... 232 106 45.6 56 24.2
AGE
Under 65 years.................... 8511 4745 55.8 3462 40.7
15 to 24 years................. 1520 519 34.1 181 11.9
25 to 44 years................. 4750 2794 58.8 2062 43.4
45 to 64 years................. 2241 1433 63.9 1219 54.4
65 years and over................. 191 62 32.5 29 15.5
Mean age................... 37.4 38.9 (x) 40.7 (x)
Table NC8. Pension plan coverage of workers, by Selected Characteristics, gender, race and 193
Hispanic origin, and poverty status: 1997 (BLACK) (FEMALE) (Numbers in thousands)
All workers
With employer offered pension
Plan at work
Included in plan
Number Number Percent Number Percent
TYPE OF RESIDENCE
Inside metropolitan areas...... 7599 4288 56.4 3152 41.5
Inside central cities........... 4691 2617 55.8 1898 40.5
One million or more........... 3464 1908 55.1 1384 39.9
Under one million............. 1228 709 57.7 515 41.9
Outside central cities.......... 2908 1671 57.5 1254 43.1
One million or more........... 2199 1273 57.9 952 43.3
Under one million............. 709 398 56.1 301 42.5
Outside metropolitan areas........ 1103 519 47.1 340 30.8
REGION
Northeast......................... 1489 786 52.8 599 40.2
Midwest........................... 1539 911 59.2 681 44.3
South............................. 4947 2670 54.0 1879 38.0
West.............................. 726 441 60.7 333 45.8
Table NC8. Pension plan coverage of workers, by Selected Characteristics, gender, race and 194
Hispanic origin, and poverty status: 1997 (BLACK) (FEMALE) (Numbers in thousands)
All workers
With employer offered pension
Plan at work
Included in plan
Number Number Percent Number Percent
TOTAL
Without earnings.................. 0 0 0.0 0 0.0
With earnings..................... 8702 4807 55.2 3492 40.1
$1 TO $2,499 OR LOSS........... 835 207 24.8 45 5.4
$2,500 to $4,999............... 689 165 24.0 27 3.9
$5,000 to $7,499............... 684 174 25.4 49 7.2
$7,500 to $9,999............... 529 199 37.6 95 17.9
$10,000 to $12,499............. 797 371 46.5 218 27.3
$12,500 to $14,999............. 404 228 56.5 159 39.5
$15,000 to $17,499............. 770 434 56.4 287 37.3
$17,500 to $19,999............. 522 347 66.5 259 49.7
$20,000 to $22,499............. 657 417 63.5 330 50.3
$22,500 to $24,999............. 359 279 77.8 239 66.7
$25,000 to $27,499............. 463 319 69.0 275 59.5
$27,500 to $29,999............. 230 196 85.5 164 71.2
$30,000 to $32,499............. 470 387 82.2 355 75.4
$32,500 to $34,999............. 138 134 96.8 120 86.7
$35,000 to $37,499............. 248 204 82.4 186 75.0
$37,500 to $39,999............. 113 91 80.1 81 71.6
$40,000 to $42,499............. 180 150 83.8 144 80.2
$42,500 to $44,999............. 32 28 85.1 21 64.7
$45,000 to $47,499............. 140 103 73.7 100 71.6
$47,500 to $49,999............. 44 37 83.2 28 64.0
$50,000 to $52,499............. 121 99 81.4 92 75.5
$52,500 to $54,999............. 37 30 81.9 25 68.0
$55,000 to $57,499............. 41 41 100.0 41 100.0
$57,500 to $59,999............. 19 19 100.0 19 100.0
$60,000 to $62,499............. 58 53 91.0 50 86.9
$62,500 to $64,999............. 16 11 71.3 8 53.1
$65,000 to $67,499............. 17 17 100.0 14 81.5
Table NC8. Pension plan coverage of workers, by Selected Characteristics, gender, race and 195
Hispanic origin, and poverty status: 1997 (BLACK) (FEMALE) (Numbers in thousands)
All workers
With employer offered pension
Plan at work
Included in plan
Number Number Percent Number Percent
$67,500 to $69,999............. 11 9 75.2 9 75.2
$70,000 to $72,499............. 14 12 85.7 12 85.7
$72,500 to $74,999............. 0 0 0.0 0 0.0
$75,000 to $77,499............. 14 11 80.0 11 80.0
$77,500 to $79,999............. 3 3 100.0 3 100.0
$80,000 to $82,499............. 8 5 65.0 3 33.8
$82,500 to $84,999............. 3 3 100.0 3 100.0
$85,000 to $87,499............. 7 4 62.3 4 62.3
$87,500 to $89,999............. 0 0 0.0 0 0.0
$90,000 to $92,499............. 3 3 100.0 0 0.0
$92,500 to $94,999............. 0 0 0.0 0 0.0
$95,000 to $97,499............. 0 0 0.0 0 0.0
$97,500 to $99,999............. 0 0 0.0 0 0.0
$100,000 and over.............. 24 16 66.3 13 57.2
Median earnings.............. 16338 21667 (x) 25328 (x)
Standard error............... 254 348 (x) 459 (x)
Mean earnings.................. 18785 23932 (x) 27469 (x)
Standard error............... 283 386 (x) 444 (x)
Table NC8. Pension plan coverage of workers, by Selected Characteristics, gender, race and 196
Hispanic origin, and poverty status: 1997 (BLACK) (FEMALE) (Numbers in thousands)
Workers in poverty
With employer offered pension
Plan at work
Included in plan
Number Number Percent Number Percent
Characteristics
BLACK
FEMALE................... 1340 348 26.0 111 8.3
WORK EXPERIENCE
Worked............................ 1340 348 26.0 111 8.3
Full-time...................... 752 222 29.5 83 11.0
50 weeks or more............. 283 89 31.5 55 19.4
27 to 49 weeks............... 184 52 28.0 16 8.8
26 weeks or less............. 285 81 28.5 11 4.0
Part-time...................... 588 126 21.4 28 4.8
50 weeks or more............. 196 51 25.8 21 10.6
27 to 49 weeks............... 90 17 19.1 7 7.3
26 weeks or less............. 302 58 19.2 1 0.4
SIZE OF EMPLOYER
Under 25 people................... 338 34 10.2 0 0.0
25 to 99 people................... 155 28 17.9 9 5.5
100 to 499 people................. 184 45 24.4 10 5.2
500 to 999 people................. 75 19 25.6 5 7.1
1000 people or more............... 587 221 37.7 88 14.9
OCCUPATION OF LONGEST JOB
Executive, Administrative, and
Managerial........................ 16 13 79.7 6 39.4
Professional specialty............ 69 21 30.7 7 10.2
Technical and related support..... 8 5 69.7 3 33.9
Sales workers..................... 269 62 23.1 10 3.6
Administrative support, including
Clerical.......................... 226 74 32.5 19 8.6
Precision production, craft & repair 39 8 21.3 5 11.8
Table NC8. Pension plan coverage of workers, by Selected Characteristics, gender, race and 197
Hispanic origin, and poverty status: 1997 (BLACK) (FEMALE) (Numbers in thousands)
Workers in poverty
With employer offered pension
Plan at work
Included in plan
Number Number Percent Number Percent
Machine operators, assemblers &
Inspectors........................ 114 28 24.3 12 10.8
Transportation & material moving.. 21 5 23.3 5 23.3
Handlers, equipment cleaners,
Helpers, & laborers............... 44 17 39.4 10 22.1
Service workers................... 521 114 21.9 34 6.6
Private household workers...... 43 0 0.0 0 0.0
Service workers, except private
Household...................... 477 114 23.9 34 7.2
Farming, forestry, and fishing.... 12 0 0.0 0 0.0
Armed forces...................... 0 0 0.0 0 0.0
RELATIONSHIP TO
FAMILY HOUSEHOLDER
In Families....................... 1133 319 28.2 107 9.5
Householder.................... 875 277 31.7 94 10.7
Spouse present............... 37 2 6.0 0 0.0
No spouse present............ 837 275 32.8 94 11.2
Spouse of householder.......... 43 9 20.9 7 16.1
Child of householder........... 164 23 14.1 7 4.0
Other relative of
householder.................... 52 10 19.8 0 0.0
In unrelated subfamilies.......... 12 0 0.0 0 0.0
Unrelated Individuals............. 195 28 14.5 4 2.0
Nonfamily householder.......... 140 25 18.0 3 2.4
Secondary Individuals.......... 55 3 5.9 0 0.9
AGE
Under 65 years.................... 1329 348 26.2 111 8.4
15 to 24 years................. 409 74 18.0 10 2.5
25 to 44 years................. 753 224 29.8 77 10.3
45 to 64 years................. 167 50 29.8 24 14.1
65 years and over................. 11 0 0.0 0 0.0
Mean age................... 32.4 34.0 (x) 37.3 (x)
Table NC8. Pension plan coverage of workers, by Selected Characteristics, gender, race and 198
Hispanic origin, and poverty status: 1997 (BLACK) (FEMALE) (Numbers in thousands)
Workers in poverty
With employer offered pension
Plan at work
Included in plan
Number Number Percent Number Percent
TYPE OF RESIDENCE
Inside metropolitan areas...... 1109 288 26.0 97 8.7
Inside central cities........... 807 220 27.3 68 8.4
One million or more........... 558 135 24.2 34 6.0
Under one million............. 249 85 34.1 34 13.8
Outside central cities.......... 302 68 22.4 29 9.5
One million or more........... 213 51 23.8 16 7.5
Under one million............. 89 17 19.2 13 14.3
Outside metropolitan areas........ 231 60 26.0 14 6.2
REGION
Northeast......................... 229 54 23.6 15 6.4
Midwest........................... 247 60 24.5 20 7.9
South............................. 797 216 27.1 63 7.9
West.............................. 67 17 25.8 14 20.8
Table NC8. Pension plan coverage of workers, by Selected Characteristics, gender, race and 199
Hispanic origin, and poverty status: 1997 (BLACK) (FEMALE) (Numbers in thousands)
Workers in poverty
With employer offered pension
Plan at work
Included in plan
Number Number Percent Number Percent
TOTAL
Without earnings.................. 0 0 0.0 0 0.0
With earnings..................... 1340 348 26.0 111 8.3
$1 TO $2,499 OR LOSS........... 438 92 21.0 22 4.9
$2,500 to $4,999............... 275 55 19.9 6 2.0
$5,000 to $7,499............... 278 64 23.2 10 3.8
$7,500 to $9,999............... 161 49 30.2 21 12.7
$10,000 to $12,499............. 125 50 40.1 24 19.2
$12,500 to $14,999............. 29 21 73.1 13 46.7
$15,000 to $17,499............. 25 13 53.6 12 48.6
$17,500 to $19,999............. 5 0 0.0 0 0.0
$20,000 to $22,499............. 0 0 0.0 0 0.0
$22,500 to $24,999............. 2 0 0.0 0 0.0
$25,000 to $27,499............. 0 0 0.0 0 0.0
$27,500 to $29,999............. 0 0 0.0 0 0.0
$30,000 to $32,499............. 0 0 0.0 0 0.0
$32,500 to $34,999............. 3 3 100.0 3 100.0
$35,000 to $37,499............. 0 0 0.0 0 0.0
$37,500 to $39,999............. 0 0 0.0 0 0.0
$40,000 to $42,499............. 0 0 0.0 0 0.0
$42,500 to $44,999............. 0 0 0.0 0 0.0
$45,000 to $47,499............. 0 0 0.0 0 0.0
$47,500 to $49,999............. 0 0 0.0 0 0.0
$50,000 to $52,499............. 0 0 0.0 0 0.0
$52,500 to $54,999............. 0 0 0.0 0 0.0
$55,000 to $57,499............. 0 0 0.0 0 0.0
$57,500 to $59,999............. 0 0 0.0 0 0.0
$60,000 to $62,499............. 0 0 0.0 0 0.0
$62,500 to $64,999............. 0 0 0.0 0 0.0
$65,000 to $67,499............. 0 0 0.0 0 0.0
Table NC8. Pension plan coverage of workers, by Selected Characteristics, gender, race and 200
Hispanic origin, and poverty status: 1997 (BLACK) (FEMALE) (Numbers in thousands)
Workers in poverty
With employer offered pension
Plan at work
Included in plan
Number Number Percent Number Percent
$67,500 to $69,999............. 0 0 0.0 0 0.0
$70,000 to $72,499............. 0 0 0.0 0 0.0
$72,500 to $74,999............. 0 0 0.0 0 0.0
$75,000 to $77,499............. 0 0 0.0 0 0.0
$77,500 to $79,999............. 0 0 0.0 0 0.0
$80,000 to $82,499............. 0 0 0.0 0 0.0
$82,500 to $84,999............. 0 0 0.0 0 0.0
$85,000 to $87,499............. 0 0 0.0 0 0.0
$87,500 to $89,999............. 0 0 0.0 0 0.0
$90,000 to $92,499............. 0 0 0.0 0 0.0
$92,500 to $94,999............. 0 0 0.0 0 0.0
$95,000 to $97,499............. 0 0 0.0 0 0.0
$97,500 to $99,999............. 0 0 0.0 0 0.0
$100,000 and over.............. 0 0 0.0 0 0.0
Median earnings.............. 4611 6051 (x) 9671 (x)
Standard error............... 279 607 (x) 1021 (x)
Mean earnings.................. 5091 6493 (x) 9358 (x)
Standard error............... 192 454 (x) 1006 (x)