
Table NC8. Pension plan coverage of workers, by Selected Characteristics, gender, race and 161
Hispanic origin, and poverty status: 1997 (WHITE) (FEMALE) (Numbers in thousands)
All workers
With employer offered pension
Plan at work
Included in plan
Number Number Percent Number Percent
Characteristics
WHITE
FEMALE................... 56028 30744 54.9 22365 39.9
WORK EXPERIENCE
Worked............................ 56028 30744 54.9 22365 39.9
Full-time...................... 38745 24497 63.2 19763 51.0
50 weeks or more............. 30606 20370 66.6 17209 56.2
27 to 49 weeks............... 4853 2827 58.3 1945 40.1
26 weeks or less............. 3287 1299 39.5 609 18.5
Part-time...................... 17282 6247 36.1 2602 15.1
50 weeks or more............. 8366 3298 39.4 1675 20.0
27 to 49 weeks............... 3811 1555 40.8 647 17.0
26 weeks or less............. 5106 1394 27.3 280 5.5
SIZE OF EMPLOYER
Under 25 people................... 16107 3164 19.6 2152 13.4
25 to 99 people................... 6881 3337 48.5 2310 33.6
100 to 499 people................. 7610 4917 64.6 3596 47.3
500 to 999 people................. 3328 2514 75.6 1888 56.7
1000 people or more............... 22102 16811 76.1 12419 56.2
OCCUPATION OF LONGEST JOB
Executive, Administrative, and
Managerial........................ 7717 5022 65.1 4251 55.1
Professional specialty............ 9561 6847 71.6 5483 57.3
Technical and related support..... 2136 1505 70.4 1160 54.3
Sales workers..................... 7752 3358 43.3 1899 24.5
Administrative support, including
Clerical.......................... 13475 8427 62.5 6213 46.1
Precision production, craft & repair 1021 550 53.9 388 38.0
Table NC8. Pension plan coverage of workers, by Selected Characteristics, gender, race and 162
Hispanic origin, and poverty status: 1997 (WHITE) (FEMALE) (Numbers in thousands)
All workers
With employer offered pension
Plan at work
Included in plan
Number Number Percent Number Percent
Machine operators, assemblers &
Inspectors........................ 2500 1259 50.4 922 36.9
Transportation & material moving.. 474 261 55.1 187 39.4
Handlers, equipment cleaners,
Helpers, & laborers............... 963 461 47.8 223 23.1
Service workers................... 9661 2910 30.1 1545 16.0
Private household workers...... 816 32 3.9 9 1.1
Service workers, except private
Household...................... 8846 2878 32.5 1536 17.4
Farming, forestry, and fishing.... 688 78 11.3 46 6.6
Armed forces...................... 80 67 84.0 49 60.8
RELATIONSHIP TO
FAMILY HOUSEHOLDER
In Families....................... 45334 24394 53.8 17836 39.3
Householder.................... 12912 7219 55.9 5321 41.2
Spouse present............... 7023 4034 57.4 3016 42.9
No spouse present............ 5889 3185 54.1 2305 39.1
Spouse of householder.......... 24106 14239 59.1 11156 46.3
Child of householder........... 6973 2344 33.6 983 14.1
Other relative of
householder.................... 1343 592 44.1 376 28.0
In unrelated subfamilies.......... 418 177 42.3 108 25.9
Unrelated Individuals............. 10275 6173 60.1 4421 43.0
Nonfamily householder.......... 7451 4731 63.5 3533 47.4
Secondary Individuals.......... 2824 1442 51.1 888 31.4
AGE
Under 65 years.................... 54077 29965 55.4 21928 40.5
15 to 24 years................. 9623 3411 35.4 1086 11.3
25 to 44 years................. 27254 16147 59.2 12101 44.4
45 to 64 years................. 17200 10407 60.5 8741 50.8
65 years and over................. 1951 779 39.9 437 22.4
Mean age................... 38.9 40.0 (x) 41.8 (x)
Table NC8. Pension plan coverage of workers, by Selected Characteristics, gender, race and 163
Hispanic origin, and poverty status: 1997 (WHITE) (FEMALE) (Numbers in thousands)
All workers
With employer offered pension
Plan at work
Included in plan
Number Number Percent Number Percent
TYPE OF RESIDENCE
Inside metropolitan areas...... 44648 24986 56.0 18150 40.7
Inside central cities........... 13939 7606 54.6 5423 38.9
One million or more........... 8386 4407 52.6 3235 38.6
Under one million............. 5553 3199 57.6 2187 39.4
Outside central cities.......... 30709 17380 56.6 12728 41.4
One million or more........... 20983 11884 56.6 8723 41.6
Under one million............. 9727 5496 56.5 4005 41.2
Outside metropolitan areas........ 11380 5757 50.6 4215 37.0
REGION
Northeast......................... 11034 6070 55.0 4503 40.8
Midwest........................... 14701 8796 59.8 6381 43.4
South............................. 18046 9692 53.7 7072 39.2
West.............................. 12246 6186 50.5 4408 36.0
Table NC8. Pension plan coverage of workers, by Selected Characteristics, gender, race and 164
Hispanic origin, and poverty status: 1997 (WHITE) (FEMALE) (Numbers in thousands)
All workers
With employer offered pension
Plan at work
Included in plan
Number Number Percent Number Percent
TOTAL
Without earnings.................. 94 10 10.2 2 2.2
With earnings..................... 55934 30734 54.9 22363 40.0
$1 TO $2,499 OR LOSS........... 6379 1482 23.2 280 4.4
$2,500 to $4,999............... 3834 1178 30.7 288 7.5
$5,000 to $7,499............... 4349 1491 34.3 499 11.5
$7,500 to $9,999............... 3277 1323 40.4 620 18.9
$10,000 to $12,499............. 4686 1979 42.2 1088 23.2
$12,500 to $14,999............. 2812 1522 54.1 975 34.7
$15,000 to $17,499............. 3761 2110 56.1 1479 39.3
$17,500 to $19,999............. 2568 1581 61.5 1221 47.6
$20,000 to $22,499............. 4010 2515 62.7 2006 50.0
$22,500 to $24,999............. 2044 1485 72.6 1225 59.9
$25,000 to $27,499............. 3019 2193 72.6 1881 62.3
$27,500 to $29,999............. 1481 1165 78.7 1040 70.2
$30,000 to $32,499............. 2827 2109 74.6 1891 66.9
$32,500 to $34,999............. 1085 908 83.7 818 75.4
$35,000 to $37,499............. 1782 1414 79.3 1281 71.9
$37,500 to $39,999............. 840 669 79.7 615 73.3
$40,000 to $42,499............. 1450 1118 77.1 1013 69.8
$42,500 to $44,999............. 499 410 82.1 380 76.1
$45,000 to $47,499............. 886 739 83.4 689 77.8
$47,500 to $49,999............. 479 384 80.1 349 72.9
$50,000 to $52,499............. 884 688 77.9 637 72.0
$52,500 to $54,999............. 228 172 75.6 158 69.2
$55,000 to $57,499............. 400 341 85.1 315 78.7
$57,500 to $59,999............. 188 157 83.7 144 76.5
$60,000 to $62,499............. 493 331 67.2 301 61.1
$62,500 to $64,999............. 103 83 80.0 76 73.5
$65,000 to $67,499............. 222 162 72.8 152 68.4
Table NC8. Pension plan coverage of workers, by Selected Characteristics, gender, race and 165
Hispanic origin, and poverty status: 1997 (WHITE) (FEMALE) (Numbers in thousands)
All workers
With employer offered pension
Plan at work
Included in plan
Number Number Percent Number Percent
$67,500 to $69,999............. 70 58 82.3 53 76.2
$70,000 to $72,499............. 157 124 78.8 119 75.4
$72,500 to $74,999............. 52 46 88.4 44 85.7
$75,000 to $77,499............. 179 133 74.4 121 67.5
$77,500 to $79,999............. 31 22 72.0 22 72.0
$80,000 to $82,499............. 111 97 86.9 97 86.9
$82,500 to $84,999............. 36 26 72.1 25 71.1
$85,000 to $87,499............. 68 51 75.5 49 72.1
$87,500 to $89,999............. 10 10 100.0 10 100.0
$90,000 to $92,499............. 77 62 80.8 59 76.7
$92,500 to $94,999............. 12 10 81.9 10 81.9
$95,000 to $97,499............. 33 24 73.0 20 59.7
$97,500 to $99,999............. 19 19 100.0 19 100.0
$100,000 and over.............. 493 344 69.7 295 59.9
Median earnings.............. 16748 22813 (x) 26994 (x)
Standard error............... 123 231 (x) 156 (x)
Mean earnings.................. 21208 26675 (x) 31119 (x)
Standard error............... 185 262 (x) 328 (x)
Table NC8. Pension plan coverage of workers, by Selected Characteristics, gender, race and 166
Hispanic origin, and poverty status: 1997 (WHITE) (FEMALE) (Numbers in thousands)
Workers in poverty
With employer offered pension
Plan at work
Included in plan
Number Number Percent Number Percent
Characteristics
WHITE
FEMALE................... 3719 954 25.7 269 7.2
WORK EXPERIENCE
Worked............................ 3719 954 25.7 269 7.2
Full-time...................... 1750 469 26.8 175 10.0
50 weeks or more............. 654 165 25.2 92 14.1
27 to 49 weeks............... 455 159 34.9 55 12.1
26 weeks or less............. 641 146 22.7 28 4.4
Part-time...................... 1969 485 24.6 94 4.8
50 weeks or more............. 709 165 23.3 30 4.2
27 to 49 weeks............... 399 128 32.0 37 9.4
26 weeks or less............. 860 191 22.3 27 3.1
SIZE OF EMPLOYER
Under 25 people................... 1474 132 8.9 41 2.8
25 to 99 people................... 472 105 22.2 39 8.3
100 to 499 people................. 446 133 29.8 36 8.1
500 to 999 people................. 84 34 40.9 7 8.7
1000 people or more............... 1243 550 44.2 145 11.7
OCCUPATION OF LONGEST JOB
Executive, Administrative, and
Managerial........................ 157 48 30.6 16 10.4
Professional specialty............ 269 81 30.0 30 11.0
Technical and related support..... 40 17 41.7 7 18.7
Sales workers..................... 758 267 35.3 60 7.9
Administrative support, including
Clerical.......................... 481 154 32.0 39 8.0
Precision production, craft & repair 66 21 31.6 8 12.9
Table NC8. Pension plan coverage of workers, by Selected Characteristics, gender, race and 167
Hispanic origin, and poverty status: 1997 (WHITE) (FEMALE) (Numbers in thousands)
Workers in poverty
With employer offered pension
Plan at work
Included in plan
Number Number Percent Number Percent
Machine operators, assemblers &
Inspectors........................ 245 53 21.6 23 9.6
Transportation & material moving.. 44 8 17.7 1 3.3
Handlers, equipment cleaners,
Helpers, & laborers............... 129 35 27.5 6 4.7
Service workers................... 1408 262 18.6 74 5.2
Private household workers...... 174 2 0.9 2 0.9
Service workers, except private
Household...................... 1234 261 21.1 72 5.8
Farming, forestry, and fishing.... 123 9 7.0 4 3.6
Armed forces...................... 0 0 0.0 0 0.0
RELATIONSHIP TO
FAMILY HOUSEHOLDER
In Families....................... 2284 556 24.3 165 7.2
Householder.................... 1455 355 24.4 115 7.9
Spouse present............... 219 39 17.8 16 7.5
No spouse present............ 1236 316 25.6 99 8.0
Spouse of householder.......... 496 132 26.6 41 8.3
Child of householder........... 256 52 20.2 4 1.6
Other relative of
householder.................... 77 17 21.6 5 6.0
In unrelated subfamilies.......... 155 36 23.2 11 7.3
Unrelated Individuals............. 1280 362 28.3 92 7.2
Nonfamily householder.......... 654 188 28.8 50 7.7
Secondary Individuals.......... 626 174 27.8 42 6.7
AGE
Under 65 years.................... 3658 936 25.6 259 7.1
15 to 24 years................. 1188 314 26.4 63 5.3
25 to 44 years................. 1866 510 27.3 142 7.6
45 to 64 years................. 604 112 18.6 54 9.0
65 years and over................. 61 18 30.0 10 15.7
Mean age................... 33.1 32.0 (x) 36.1 (x)
Table NC8. Pension plan coverage of workers, by Selected Characteristics, gender, race and 168
Hispanic origin, and poverty status: 1997 (WHITE) (FEMALE) (Numbers in thousands)
Workers in poverty
With employer offered pension
Plan at work
Included in plan
Number Number Percent Number Percent
TYPE OF RESIDENCE
Inside metropolitan areas...... 2725 678 24.9 176 6.5
Inside central cities........... 1207 278 23.0 67 5.6
One million or more........... 698 133 19.0 29 4.1
Under one million............. 509 145 28.6 38 7.5
Outside central cities.......... 1518 400 26.3 109 7.2
One million or more........... 924 260 28.1 74 8.0
Under one million............. 594 140 23.6 35 6.0
Outside metropolitan areas........ 994 276 27.8 93 9.3
REGION
Northeast......................... 550 138 25.1 37 6.7
Midwest........................... 843 275 32.6 85 10.1
South............................. 1269 295 23.3 80 6.3
West.............................. 1058 246 23.3 68 6.4
Table NC8. Pension plan coverage of workers, by Selected Characteristics, gender, race and 169
Hispanic origin, and poverty status: 1997 (WHITE) (FEMALE) (Numbers in thousands)
Workers in poverty
With employer offered pension
Plan at work
Included in plan
Number Number Percent Number Percent
TOTAL
Without earnings.................. 8 0 0.0 0 0.0
With earnings..................... 3711 954 25.7 269 7.2
$1 TO $2,499 OR LOSS........... 1300 224 17.2 33 2.5
$2,500 to $4,999............... 756 214 28.3 40 5.3
$5,000 to $7,499............... 852 255 30.0 82 9.6
$7,500 to $9,999............... 447 131 29.2 51 11.4
$10,000 to $12,499............. 252 88 35.1 39 15.5
$12,500 to $14,999............. 44 19 42.4 7 16.0
$15,000 to $17,499............. 36 13 37.4 7 20.5
$17,500 to $19,999............. 20 10 51.0 10 51.0
$20,000 to $22,499............. 4 0 0.0 0 0.0
$22,500 to $24,999............. 0 0 0.0 0 0.0
$25,000 to $27,499............. 0 0 0.0 0 0.0
$27,500 to $29,999............. 0 0 0.0 0 0.0
$30,000 to $32,499............. 0 0 0.0 0 0.0
$32,500 to $34,999............. 0 0 0.0 0 0.0
$35,000 to $37,499............. 0 0 0.0 0 0.0
$37,500 to $39,999............. 0 0 0.0 0 0.0
$40,000 to $42,499............. 0 0 0.0 0 0.0
$42,500 to $44,999............. 0 0 0.0 0 0.0
$45,000 to $47,499............. 0 0 0.0 0 0.0
$47,500 to $49,999............. 0 0 0.0 0 0.0
$50,000 to $52,499............. 0 0 0.0 0 0.0
$52,500 to $54,999............. 0 0 0.0 0 0.0
$55,000 to $57,499............. 0 0 0.0 0 0.0
$57,500 to $59,999............. 0 0 0.0 0 0.0
$60,000 to $62,499............. 0 0 0.0 0 0.0
$62,500 to $64,999............. 0 0 0.0 0 0.0
$65,000 to $67,499............. 0 0 0.0 0 0.0
Table NC8. Pension plan coverage of workers, by Selected Characteristics, gender, race and 170
Hispanic origin, and poverty status: 1997 (WHITE) (FEMALE) (Numbers in thousands)
Workers in poverty
With employer offered pension
Plan at work
Included in plan
Number Number Percent Number Percent
$67,500 to $69,999............. 0 0 0.0 0 0.0
$70,000 to $72,499............. 0 0 0.0 0 0.0
$72,500 to $74,999............. 0 0 0.0 0 0.0
$75,000 to $77,499............. 0 0 0.0 0 0.0
$77,500 to $79,999............. 0 0 0.0 0 0.0
$80,000 to $82,499............. 0 0 0.0 0 0.0
$82,500 to $84,999............. 0 0 0.0 0 0.0
$85,000 to $87,499............. 0 0 0.0 0 0.0
$87,500 to $89,999............. 0 0 0.0 0 0.0
$90,000 to $92,499............. 0 0 0.0 0 0.0
$92,500 to $94,999............. 0 0 0.0 0 0.0
$95,000 to $97,499............. 0 0 0.0 0 0.0
$97,500 to $99,999............. 0 0 0.0 0 0.0
$100,000 and over.............. 0 0 0.0 0 0.0
Median earnings.............. 4336 5387 (x) 6891 (x)
Standard error............... 158 237 (x) 391 (x)
Mean earnings.................. 4533 5523 (x) 7180 (x)
Standard error............... 99 189 (x) 393 (x)