
Table NC7. All Workers and Poor Workers with their own Employment-Based Health Insurance Policy, 195
by Employer Contribution and Selected Characteristics: 1997 (Numbers in thousands)
All workers
With employer-provided group health
Employer contribution
All Part None
Number Number Percent Number Percent Number Percent Number Percent
Characteristics
WHITE
FEMALE........................ 56028 26684 47.6 7723 28.9 17279 64.8 1682 6.3
WORK EXPERIENCE
Worked............................ 56028 26684 47.6 7723 28.9 17279 64.8 1682 6.3
Full-time...................... 38745 23486 60.6 6768 28.8 15494 66.0 1224 5.2
50 weeks or more............. 30606 20212 66.0 5749 28.4 13522 66.9 941 4.7
27 to 49 weeks............... 4853 2466 50.8 790 32.0 1500 60.8 176 7.1
26 weeks or less............. 3287 808 24.6 229 28.4 472 58.4 107 13.3
Part-time...................... 17282 3198 18.5 955 29.8 1785 55.8 458 14.3
50 weeks or more............. 8366 1991 23.8 616 30.9 1144 57.4 232 11.6
27 to 49 weeks............... 3811 711 18.7 195 27.5 397 55.8 119 16.7
26 weeks or less............. 5106 496 9.7 144 29.0 245 49.3 107 21.6
SIZE OF EMPLOYER
Under 25 people................... 16107 3901 24.2 1747 44.8 1659 42.5 495 12.7
25 to 99 people................... 6881 3140 45.6 1035 33.0 1927 61.4 178 5.7
100 to 499 people................. 7610 4274 56.2 1226 28.7 2874 67.2 175 4.1
500 to 999 people................. 3328 2056 61.8 525 25.5 1418 69.0 112 5.5
1000 people or more............... 22102 13313 60.2 3190 24.0 9401 70.6 722 5.4
OCCUPATION OF LONGEST JOB
Executive, Administrative, and
Managerial........................ 7717 4880 63.2 1429 29.3 3240 66.4 211 4.3
Professional specialty............ 9561 5828 61.0 1848 31.7 3700 63.5 279 4.8
Technical and related support..... 2136 1308 61.2 351 26.8 878 67.1 79 6.1
Sales workers..................... 7752 2575 33.2 668 25.9 1700 66.0 208 8.1
Administrative support, including
Clerical.......................... 13475 7212 53.5 2200 30.5 4539 62.9 473 6.6
Precision production, craft & repair 1021 525 51.5 120 22.8 376 71.7 29 5.5
Table NC7. All Workers and Poor Workers with their own Employment-Based Health Insurance Policy, 196
by Employer Contribution and Selected Characteristics: 1997 (Numbers in thousands)
All workers
With employer-provided group health
Employer contribution
All Part None
Number Number Percent Number Percent Number Percent Number Percent
Machine operators, assemblers &
Inspectors........................ 2500 1315 52.6 267 20.3 953 72.5 95 7.2
Transportation & material moving.. 474 227 47.9 60 26.4 144 63.6 23 10.0
Handlers, equipment cleaners,
Helpers, & laborers............... 963 325 33.7 85 26.3 216 66.5 23 7.2
Service workers................... 9661 2371 24.5 644 27.2 1474 62.2 252 10.6
Private household workers...... 816 68 8.4 21 30.6 20 29.0 28 40.4
Service workers, except private
Household...................... 8846 2302 26.0 624 27.1 1454 63.2 224 9.7
Farming, forestry, and fishing.... 688 96 14.0 44 46.0 42 43.1 11 10.9
Armed forces...................... 80 21 26.3 5 22.6 16 77.4 0 0.0
RELATIONSHIP TO
FAMILY HOUSEHOLDER
In Families....................... 45334 20027 44.2 5608 28.0 13049 65.2 1370 6.8
Householder.................... 12912 6831 52.9 1938 28.4 4455 65.2 438 6.4
Spouse present............... 7116 3475 48.8 1005 28.9 2264 65.1 206 5.9
No spouse present............ 5796 3356 57.9 932 27.8 2192 65.3 232 6.9
Spouse of householder.......... 24106 11163 46.3 3159 28.3 7300 65.4 704 6.3
Child of householder........... 6973 1488 21.3 370 24.9 951 63.9 167 11.2
Other relative of
householder.................... 1343 545 40.6 141 25.9 343 63.0 61 11.1
In unrelated subfamilies.......... 324 131 40.5 21 15.8 98 74.6 13 9.6
Unrelated Individuals............. 10370 6526 62.9 2094 32.1 4132 63.3 300 4.6
Nonfamily householder.......... 7441 5071 68.1 1650 32.5 3194 63.0 227 4.5
Secondary Individuals.......... 2929 1455 49.7 444 30.5 938 64.5 73 5.0
AGE
Under 65 years.................... 54077 25960 48.0 7449 28.7 16915 65.2 1596 6.1
15 to 24 years................. 9623 1997 20.8 498 24.9 1281 64.2 218 10.9
25 to 44 years................. 27254 14147 51.9 3953 27.9 9386 66.4 808 5.7
45 to 64 years................. 17200 9816 57.1 2999 30.6 6247 63.6 570 5.8
65 years and over................. 1951 724 37.1 273 37.8 364 50.3 86 11.9
Mean age................... 38.9 41.2 (x) 42.1 (x) 40.8 (x) 40.7 (x)
Table NC7. All Workers and Poor Workers with their own Employment-Based Health Insurance Policy, 197
by Employer Contribution and Selected Characteristics: 1997 (Numbers in thousands)
All workers
With employer-provided group health
Employer contribution
All Part None
Number Number Percent Number Percent Number Percent Number Percent
TYPE OF RESIDENCE
Inside metropolitan areas...... 44648 21656 48.5 6360 29.4 14050 64.9 1247 5.8
Inside central cities........... 13939 6895 49.5 2043 29.6 4442 64.4 410 5.9
One million or more........... 8386 4254 50.7 1292 30.4 2736 64.3 226 5.3
Under one million............. 5553 2641 47.6 751 28.4 1706 64.6 184 7.0
Outside central cities.......... 30709 14761 48.1 4317 29.2 9607 65.1 837 5.7
One million or more........... 20983 10317 49.2 3130 30.3 6645 64.4 542 5.3
Under one million............. 9727 4444 45.7 1187 26.7 2963 66.7 294 6.6
Outside metropolitan areas........ 11380 5028 44.2 1363 27.1 3229 64.2 436 8.7
REGION
Northeast......................... 11034 5388 48.8 1700 31.6 3429 63.6 259 4.8
Midwest........................... 14701 6883 46.8 1863 27.1 4572 66.4 448 6.5
South............................. 18046 8754 48.5 2082 23.8 6001 68.5 671 7.7
West.............................. 12246 5659 46.2 2077 36.7 3278 57.9 304 5.4
Table NC7. All Workers and Poor Workers with their own Employment-Based Health Insurance Policy, 198
by Employer Contribution and Selected Characteristics: 1997 (Numbers in thousands)
All workers
With employer-provided group health
Employer contribution
All Part None
Number Number Percent Number Percent Number Percent Number Percent
TOTAL
Without earnings.................. 94 17 18.0 5 30.2 6 37.2 6 32.6
With earnings..................... 55934 26667 47.7 7718 28.9 17273 64.8 1677 6.3
$1 TO $2,499 OR LOSS........... 6379 575 9.0 160 27.9 272 47.4 142 24.7
$2,500 to $4,999............... 3834 476 12.4 147 30.9 241 50.7 87 18.4
$5,000 to $7,499............... 4349 778 17.9 230 29.6 424 54.4 125 16.0
$7,500 to $9,999............... 3277 888 27.1 212 23.9 559 63.0 117 13.1
$10,000 to $12,499............. 4686 1627 34.7 440 27.0 1022 62.8 165 10.2
$12,500 to $14,999............. 2812 1281 45.6 351 27.4 831 64.8 100 7.8
$15,000 to $17,499............. 3761 1988 52.9 539 27.1 1281 64.4 168 8.5
$17,500 to $19,999............. 2568 1632 63.6 465 28.5 1062 65.1 106 6.5
$20,000 to $22,499............. 4010 2460 61.3 680 27.6 1652 67.2 128 5.2
$22,500 to $24,999............. 2044 1349 66.0 347 25.7 935 69.3 67 5.0
$25,000 to $27,499............. 3019 2044 67.7 560 27.4 1392 68.1 93 4.5
$27,500 to $29,999............. 1481 1115 75.3 332 29.8 739 66.3 43 3.9
$30,000 to $32,499............. 2827 2085 73.8 669 32.1 1333 63.9 83 4.0
$32,500 to $34,999............. 1085 842 77.6 266 31.6 557 66.2 18 2.2
$35,000 to $37,499............. 1782 1354 76.0 431 31.8 885 65.4 38 2.8
$37,500 to $39,999............. 840 650 77.4 210 32.3 430 66.1 10 1.6
$40,000 to $42,499............. 1450 1121 77.3 349 31.1 728 64.9 44 3.9
$42,500 to $44,999............. 499 396 79.4 118 29.7 268 67.7 10 2.6
$45,000 to $47,499............. 886 674 76.1 196 29.1 458 68.0 20 3.0
$47,500 to $49,999............. 479 381 79.6 116 30.3 251 65.9 14 3.8
$50,000 to $52,499............. 884 676 76.5 184 27.2 474 70.2 18 2.7
$52,500 to $54,999............. 228 170 74.7 45 26.6 118 69.4 7 3.9
$55,000 to $57,499............. 400 323 80.6 112 34.8 208 64.5 2 0.7
$57,500 to $59,999............. 188 174 92.9 44 25.5 126 72.2 4 2.3
$60,000 to $62,499............. 493 378 76.7 128 33.9 236 62.5 14 3.7
$62,500 to $64,999............. 103 78 75.0 23 29.1 52 66.7 3 4.2
$65,000 to $67,499............. 222 171 76.7 56 33.0 98 57.5 16 9.5
Table NC7. All Workers and Poor Workers with their own Employment-Based Health Insurance Policy, 199
by Employer Contribution and Selected Characteristics: 1997 (Numbers in thousands)
All workers
With employer-provided group health
Employer contribution
All Part None
Number Number Percent Number Percent Number Percent Number Percent
$67,500 to $69,999............. 70 60 85.4 14 24.2 44 74.0 1 1.7
$70,000 to $72,499............. 157 108 68.7 51 47.1 56 51.8 1 1.0
$72,500 to $74,999............. 52 39 75.9 8 20.0 31 80.0 0 0.0
$75,000 to $77,499............. 179 126 70.4 43 34.1 75 59.4 8 6.5
$77,500 to $79,999............. 31 23 74.1 9 40.0 14 60.0 0 0.0
$80,000 to $82,499............. 111 80 72.0 35 43.5 45 56.5 0 0.0
$82,500 to $84,999............. 36 27 74.5 8 28.6 19 71.4 0 0.0
$85,000 to $87,499............. 68 49 72.4 17 34.8 32 65.2 0 0.0
$87,500 to $89,999............. 10 7 72.0 0 0.0 7 100.0 0 0.0
$90,000 to $92,499............. 77 53 68.4 11 21.2 42 78.8 0 0.0
$92,500 to $94,999............. 12 12 100.0 1 12.2 10 87.8 0 0.0
$95,000 to $97,499............. 33 29 87.2 11 39.0 18 61.0 0 0.0
$97,500 to $99,999............. 19 17 88.8 1 6.3 16 93.7 0 0.0
$100,000 and over.............. 493 352 71.3 98 27.9 231 65.6 23 6.5
Median earnings.............. 16748 25342 (x) 26289 (x) 25642 (x) 16521 (x)
Standard error............... 123 156 (x) 307 (x) 185 (x) 476 (x)
Mean earnings.................. 21208 29349 (x) 30131 (x) 29791 (x) 21195 (x)
Standard error............... 185 297 (x) 550 (x) 371 (x) 1119 (x)
Table NC7. All Workers and Poor Workers with their own Employment-Based Health Insurance Policy, 200
by Employer Contribution and Selected Characteristics: 1997 (Numbers in thousands)
Workers in poverty
With employer-provided group health
Employer contribution
All Part None
Number Number Percent Number Percent Number Percent Number Percent
Characteristics
WHITE
FEMALE........................ 3719 634 17.0 162 25.6 374 59.0 97 15.3
WORK EXPERIENCE
Worked............................ 3719 634 17.0 162 25.6 374 59.0 97 15.3
Full-time...................... 1750 383 21.9 84 22.0 242 63.1 57 14.9
50 weeks or more............. 654 206 31.4 47 22.9 136 66.1 23 11.1
27 to 49 weeks............... 455 85 18.7 20 23.0 53 62.7 12 14.4
26 weeks or less............. 641 92 14.4 18 19.1 53 57.0 22 23.9
Part-time...................... 1969 250 12.7 78 31.2 132 52.8 40 16.0
50 weeks or more............. 709 110 15.4 36 32.7 52 47.8 21 19.5
27 to 49 weeks............... 399 75 18.7 22 30.0 43 57.8 9 12.2
26 weeks or less............. 860 66 7.7 20 30.0 37 55.4 10 14.6
SIZE OF EMPLOYER
Under 25 people................... 1474 176 12.0 66 37.4 65 36.8 45 25.7
25 to 99 people................... 472 97 20.6 18 18.9 71 72.9 8 8.2
100 to 499 people................. 446 87 19.4 23 26.2 56 64.7 8 9.0
500 to 999 people................. 84 19 22.7 6 32.6 12 61.8 1 5.5
1000 people or more............... 1243 254 20.5 49 19.3 171 67.0 35 13.7
OCCUPATION OF LONGEST JOB
Executive, Administrative, and
Managerial........................ 157 40 25.6 11 28.0 20 50.2 9 21.8
Professional specialty............ 269 69 25.6 25 36.5 34 49.7 10 13.8
Technical and related support..... 40 14 35.8 4 27.7 8 57.5 2 14.8
Sales workers..................... 758 119 15.8 19 15.7 86 72.3 14 12.0
Administrative support, including
Clerical.......................... 481 137 28.4 42 30.7 70 50.9 25 18.4
Precision production, craft & repair 66 18 27.9 0 0.0 15 79.1 4 20.9
Table NC7. All Workers and Poor Workers with their own Employment-Based Health Insurance Policy, 201
by Employer Contribution and Selected Characteristics: 1997 (Numbers in thousands)
Workers in poverty
With employer-provided group health
Employer contribution
All Part None
Number Number Percent Number Percent Number Percent Number Percent
Machine operators, assemblers &
Inspectors........................ 245 42 17.1 6 13.4 30 71.4 6 15.2
Transportation & material moving.. 44 6 14.8 4 58.9 3 41.1 0 0.0
Handlers, equipment cleaners,
Helpers, & laborers............... 129 14 10.8 0 0.0 13 96.9 0 3.1
Service workers................... 1408 163 11.6 49 29.9 90 55.5 24 14.6
Private household workers...... 174 5 3.0 2 29.0 0 0.0 4 71.0
Service workers, except private
Household...................... 1234 158 12.8 47 29.9 90 57.3 20 12.7
Farming, forestry, and fishing.... 123 11 8.7 3 29.6 5 43.4 3 27.0
Armed forces...................... 0 0 0.0 0 0.0 0 0.0 0 0.0
RELATIONSHIP TO
FAMILY HOUSEHOLDER
In Families....................... 2284 380 16.6 80 21.1 230 60.6 69 18.3
Householder.................... 1455 261 17.9 47 18.0 159 60.7 56 21.3
Spouse present............... 220 36 16.5 4 11.5 25 70.2 7 18.3
No spouse present............ 1235 225 18.2 43 19.0 133 59.2 49 21.8
Spouse of householder.......... 496 91 18.3 31 34.0 51 55.8 9 10.2
Child of householder........... 256 18 7.0 1 5.5 12 68.4 5 26.1
Other relative of
householder.................... 77 10 13.2 1 12.9 9 87.1 0 0.0
In unrelated subfamilies.......... 124 18 14.5 5 28.0 11 63.3 2 8.7
Unrelated Individuals............. 1311 235 18.0 77 32.7 132 56.2 26 11.1
Nonfamily householder.......... 649 134 20.6 40 30.2 69 51.9 24 17.9
Secondary Individuals.......... 661 102 15.4 37 36.0 63 61.8 2 2.2
AGE
Under 65 years.................... 3658 621 17.0 154 24.7 371 59.7 97 15.6
15 to 24 years................. 1188 137 11.5 33 24.4 94 68.5 10 7.1
25 to 44 years................. 1866 335 18.0 84 25.1 188 56.2 63 18.7
45 to 64 years................. 604 148 24.6 36 24.1 88 59.6 24 16.3
65 years and over................. 61 13 20.9 9 68.5 3 27.4 1 4.1
Mean age................... 33.1 35.8 (x) 36.7 (x) 35.0 (x) 37.0 (x)
Table NC7. All Workers and Poor Workers with their own Employment-Based Health Insurance Policy, 202
by Employer Contribution and Selected Characteristics: 1997 (Numbers in thousands)
Workers in poverty
With employer-provided group health
Employer contribution
All Part None
Number Number Percent Number Percent Number Percent Number Percent
TYPE OF RESIDENCE
Inside metropolitan areas...... 2725 446 16.4 112 25.1 262 58.8 72 16.1
Inside central cities........... 1207 196 16.2 56 28.3 112 57.0 29 14.7
One million or more........... 698 116 16.7 38 33.1 66 57.1 11 9.9
Under one million............. 509 80 15.7 17 21.4 45 57.0 17 21.7
Outside central cities.......... 1518 250 16.5 57 22.6 151 60.2 43 17.2
One million or more........... 924 152 16.4 40 26.4 91 59.9 21 13.7
Under one million............. 594 98 16.6 16 16.8 60 60.8 22 22.4
Outside metropolitan areas........ 994 187 18.8 50 26.8 112 59.6 25 13.6
REGION
Northeast......................... 550 108 19.7 43 40.1 45 41.6 20 18.3
Midwest........................... 843 185 22.0 44 23.6 115 61.9 27 14.5
South............................. 1269 176 13.9 37 20.9 114 64.8 25 14.3
West.............................. 1058 164 15.5 38 23.4 100 61.2 25 15.4
Table NC7. All Workers and Poor Workers with their own Employment-Based Health Insurance Policy, 203
by Employer Contribution and Selected Characteristics: 1997 (Numbers in thousands)
Workers in poverty
With employer-provided group health
Employer contribution
All Part None
Number Number Percent Number Percent Number Percent Number Percent
TOTAL
Without earnings.................. 8 3 41.0 0 0.0 0 0.0 3 100.0
With earnings..................... 3711 630 17.0 162 25.8 374 59.4 94 14.9
$1 TO $2,499 OR LOSS........... 1300 98 7.6 22 22.6 52 53.2 24 24.2
$2,500 to $4,999............... 756 112 14.8 33 29.6 60 54.0 18 16.4
$5,000 to $7,499............... 852 174 20.4 60 34.7 100 57.6 13 7.7
$7,500 to $9,999............... 447 107 23.9 27 25.0 55 51.4 25 23.5
$10,000 to $12,499............. 252 82 32.7 6 7.6 65 78.5 11 13.9
$12,500 to $14,999............. 44 25 56.3 7 26.6 18 73.4 0 0.0
$15,000 to $17,499............. 36 19 52.3 4 21.3 13 69.8 2 8.9
$17,500 to $19,999............. 20 13 65.9 3 22.4 10 77.6 0 0.0
$20,000 to $22,499............. 4 0 0.0 0 0.0 0 0.0 0 0.0
$22,500 to $24,999............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$25,000 to $27,499............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$27,500 to $29,999............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$30,000 to $32,499............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$32,500 to $34,999............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$35,000 to $37,499............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$37,500 to $39,999............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$40,000 to $42,499............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$42,500 to $44,999............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$45,000 to $47,499............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$47,500 to $49,999............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$50,000 to $52,499............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$52,500 to $54,999............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$55,000 to $57,499............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$57,500 to $59,999............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$60,000 to $62,499............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$62,500 to $64,999............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$65,000 to $67,499............. 0 0 0.0 0 0.0 0 0.0 0 0.0
Table NC7. All Workers and Poor Workers with their own Employment-Based Health Insurance Policy, 204
by Employer Contribution and Selected Characteristics: 1997 (Numbers in thousands)
Workers in poverty
With employer-provided group health
Employer contribution
All Part None
Number Number Percent Number Percent Number Percent Number Percent
$67,500 to $69,999............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$70,000 to $72,499............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$72,500 to $74,999............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$75,000 to $77,499............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$77,500 to $79,999............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$80,000 to $82,499............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$82,500 to $84,999............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$85,000 to $87,499............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$87,500 to $89,999............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$90,000 to $92,499............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$92,500 to $94,999............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$95,000 to $97,499............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$97,500 to $99,999............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$100,000 and over.............. 0 0 0.0 0 0.0 0 0.0 0 0.0
Median earnings.............. 4336 6507 (x) 6069 (x) 6852 (x) 5892 (x)
Standard error............... 158 282 (x) 413 (x) 377 (x) 1345 (x)
Mean earnings.................. 4533 6692 (x) 5917 (x) 7244 (x) 5833 (x)
Standard error............... 98 256 (x) 458 (x) 350 (x) 563 (x)