
Table NC7. All Workers and Poor Workers with their own Employment-Based Health Insurance Policy, 165
by Employer Contribution and Selected Characteristics: 1997 (Numbers in thousands)
All workers
With employer-provided group health
Employer contribution
All Part None
Number Number Percent Number Percent Number Percent Number Percent
Characteristics
ALL RACES
FEMALE........................ 67851 32734 48.2 9240 28.2 21399 65.4 2095 6.4
WORK EXPERIENCE
Worked............................ 67851 32734 48.2 9240 28.2 21399 65.4 2095 6.4
Full-time...................... 47817 29042 60.7 8154 28.1 19313 66.5 1575 5.4
50 weeks or more............. 37715 25078 66.5 6987 27.9 16868 67.3 1223 4.9
27 to 49 weeks............... 5870 2918 49.7 902 30.9 1805 61.9 210 7.2
26 weeks or less............. 4231 1046 24.7 265 25.3 640 61.1 142 13.5
Part-time...................... 20034 3692 18.4 1086 29.4 2086 56.5 520 14.1
50 weeks or more............. 9592 2297 24.0 711 31.0 1321 57.5 266 11.6
27 to 49 weeks............... 4322 818 18.9 215 26.3 474 57.9 129 15.8
26 weeks or less............. 6121 577 9.4 159 27.7 292 50.6 125 21.7
SIZE OF EMPLOYER
Under 25 people................... 18318 4371 23.9 1925 44.0 1885 43.1 561 12.8
25 to 99 people................... 8095 3711 45.8 1205 32.5 2285 61.6 221 6.0
100 to 499 people................. 9210 5090 55.3 1400 27.5 3447 67.7 242 4.8
500 to 999 people................. 4079 2523 61.9 639 25.3 1735 68.8 150 5.9
1000 people or more............... 28148 17039 60.5 4071 23.9 12047 70.7 921 5.4
OCCUPATION OF LONGEST JOB
Executive, Administrative, and
Managerial........................ 8858 5625 63.5 1639 29.1 3714 66.0 273 4.8
Professional specialty............ 11180 6914 61.8 2154 31.1 4424 64.0 336 4.9
Technical and related support..... 2582 1601 62.0 405 25.3 1104 69.0 91 5.7
Sales workers..................... 9257 3049 32.9 777 25.5 2020 66.3 252 8.3
Administrative support, including
Clerical.......................... 16246 8859 54.5 2634 29.7 5689 64.2 535 6.0
Precision production, craft & repair 1365 735 53.8 170 23.1 506 68.9 58 7.9
Table NC7. All Workers and Poor Workers with their own Employment-Based Health Insurance Policy, 166
by Employer Contribution and Selected Characteristics: 1997 (Numbers in thousands)
All workers
With employer-provided group health
Employer contribution
All Part None
Number Number Percent Number Percent Number Percent Number Percent
Machine operators, assemblers &
Inspectors........................ 3352 1792 53.5 341 19.0 1295 72.3 156 8.7
Transportation & material moving.. 591 291 49.1 72 24.8 191 65.8 27 9.4
Handlers, equipment cleaners,
Helpers, & laborers............... 1159 398 34.3 98 24.6 274 68.9 26 6.5
Service workers................... 12395 3319 26.8 887 26.7 2106 63.5 326 9.8
Private household workers...... 982 88 9.0 29 32.4 22 24.7 38 42.9
Service workers, except private
Household...................... 11414 3231 28.3 858 26.6 2085 64.5 288 8.9
Farming, forestry, and fishing.... 749 116 15.5 48 41.2 53 45.9 15 12.9
Armed forces...................... 115 37 31.6 15 42.4 21 57.6 0 0.0
RELATIONSHIP TO
FAMILY HOUSEHOLDER
In Families....................... 55144 24822 45.0 6761 27.2 16336 65.8 1725 6.9
Householder.................... 17327 9294 53.6 2507 27.0 6148 66.2 639 6.9
Spouse present............... 8422 4239 50.3 1196 28.2 2807 66.2 237 5.6
No spouse present............ 8905 5055 56.8 1311 25.9 3341 66.1 402 8.0
Spouse of householder.......... 27273 12785 46.9 3572 27.9 8399 65.7 814 6.4
Child of householder........... 8569 1949 22.7 467 24.0 1280 65.7 201 10.3
Other relative of
householder.................... 1975 794 40.2 215 27.1 508 64.0 71 8.9
In unrelated subfamilies.......... 389 166 42.8 24 14.7 129 77.8 13 7.6
Unrelated Individuals............. 12318 7746 62.9 2454 31.7 4934 63.7 358 4.6
Nonfamily householder.......... 8972 6103 68.0 1941 31.8 3883 63.6 279 4.6
Secondary Individuals.......... 3346 1643 49.1 513 31.2 1051 64.0 79 4.8
AGE
Under 65 years.................... 65650 31923 48.6 8936 28.0 20986 65.7 2001 6.3
15 to 24 years................. 11628 2411 20.7 576 23.9 1571 65.2 263 10.9
25 to 44 years................. 33715 17748 52.6 4840 27.3 11875 66.9 1033 5.8
45 to 64 years................. 20307 11765 57.9 3519 29.9 7541 64.1 705 6.0
65 years and over................. 2201 811 36.9 304 37.5 413 50.9 94 11.6
Mean age................... 38.7 41.0 (x) 41.9 (x) 40.6 (x) 40.6 (x)
Table NC7. All Workers and Poor Workers with their own Employment-Based Health Insurance Policy, 167
by Employer Contribution and Selected Characteristics: 1997 (Numbers in thousands)
All workers
With employer-provided group health
Employer contribution
All Part None
Number Number Percent Number Percent Number Percent Number Percent
TYPE OF RESIDENCE
Inside metropolitan areas...... 55103 27094 49.2 7765 28.7 17751 65.5 1578 5.8
Inside central cities........... 19890 9938 50.0 2823 28.4 6513 65.5 603 6.1
One million or more........... 12758 6516 51.1 1905 29.2 4263 65.4 349 5.4
Under one million............. 7132 3422 48.0 918 26.8 2250 65.7 254 7.4
Outside central cities.......... 35214 17156 48.7 4943 28.8 11238 65.5 975 5.7
One million or more........... 24436 12193 49.9 3632 29.8 7906 64.8 655 5.4
Under one million............. 10777 4962 46.0 1310 26.4 3332 67.1 320 6.5
Outside metropolitan areas........ 12748 5641 44.2 1475 26.1 3649 64.7 517 9.2
REGION
Northeast......................... 12951 6400 49.4 2051 32.0 4042 63.2 307 4.8
Midwest........................... 16647 7885 47.4 2123 26.9 5267 66.8 495 6.3
South............................. 23558 11534 49.0 2582 22.4 8024 69.6 928 8.0
West.............................. 14694 6915 47.1 2484 35.9 4067 58.8 365 5.3
Table NC7. All Workers and Poor Workers with their own Employment-Based Health Insurance Policy, 168
by Employer Contribution and Selected Characteristics: 1997 (Numbers in thousands)
All workers
With employer-provided group health
Employer contribution
All Part None
Number Number Percent Number Percent Number Percent Number Percent
TOTAL
Without earnings.................. 115 17 14.7 5 30.2 6 37.2 6 32.6
With earnings..................... 67736 32717 48.3 9235 28.2 21393 65.4 2090 6.4
$1 TO $2,499 OR LOSS........... 7559 682 9.0 177 25.9 344 50.5 161 23.6
$2,500 to $4,999............... 4724 605 12.8 169 27.9 323 53.4 113 18.7
$5,000 to $7,499............... 5250 956 18.2 259 27.1 550 57.5 147 15.4
$7,500 to $9,999............... 3940 1113 28.3 253 22.7 721 64.8 139 12.5
$10,000 to $12,499............. 5771 2015 34.9 533 26.5 1278 63.4 204 10.1
$12,500 to $14,999............. 3371 1585 47.0 414 26.1 1034 65.2 137 8.7
$15,000 to $17,499............. 4736 2541 53.6 690 27.1 1634 64.3 217 8.5
$17,500 to $19,999............. 3212 2075 64.6 582 28.0 1337 64.4 157 7.5
$20,000 to $22,499............. 4866 3015 62.0 783 26.0 2077 68.9 154 5.1
$22,500 to $24,999............. 2539 1715 67.6 399 23.3 1220 71.1 97 5.6
$25,000 to $27,499............. 3631 2468 68.0 646 26.2 1723 69.8 99 4.0
$27,500 to $29,999............. 1776 1357 76.4 420 31.0 886 65.3 51 3.7
$30,000 to $32,499............. 3487 2567 73.6 863 33.6 1609 62.7 95 3.7
$32,500 to $34,999............. 1273 1001 78.7 302 30.2 671 67.0 28 2.8
$35,000 to $37,499............. 2117 1642 77.6 508 31.0 1093 66.6 40 2.5
$37,500 to $39,999............. 1014 787 77.5 259 32.9 516 65.6 12 1.5
$40,000 to $42,499............. 1736 1344 77.4 396 29.5 893 66.4 55 4.1
$42,500 to $44,999............. 557 447 80.2 131 29.2 295 66.0 21 4.7
$45,000 to $47,499............. 1083 840 77.6 241 28.7 578 68.8 21 2.5
$47,500 to $49,999............. 554 449 81.1 142 31.7 292 65.1 14 3.2
$50,000 to $52,499............. 1065 826 77.6 223 27.0 581 70.4 22 2.6
$52,500 to $54,999............. 271 201 74.4 59 29.4 134 66.4 8 4.2
$55,000 to $57,499............. 470 383 81.5 125 32.7 253 66.0 5 1.2
$57,500 to $59,999............. 210 196 93.6 48 24.3 145 73.6 4 2.1
$60,000 to $62,499............. 591 463 78.4 156 33.7 284 61.4 22 4.8
$62,500 to $64,999............. 125 97 77.1 29 30.3 64 66.4 3 3.4
$65,000 to $67,499............. 254 196 77.3 61 31.0 119 60.8 16 8.2
Table NC7. All Workers and Poor Workers with their own Employment-Based Health Insurance Policy, 169
by Employer Contribution and Selected Characteristics: 1997 (Numbers in thousands)
All workers
With employer-provided group health
Employer contribution
All Part None
Number Number Percent Number Percent Number Percent Number Percent
$67,500 to $69,999............. 92 73 79.2 22 29.4 51 69.2 1 1.4
$70,000 to $72,499............. 182 130 71.5 57 44.1 72 55.1 1 0.9
$72,500 to $74,999............. 60 48 79.3 8 16.5 40 83.5 0 0.0
$75,000 to $77,499............. 196 143 73.0 46 32.0 87 60.8 10 7.2
$77,500 to $79,999............. 40 32 80.3 12 37.6 16 49.5 4 12.9
$80,000 to $82,499............. 126 92 73.1 40 43.6 50 54.4 2 2.0
$82,500 to $84,999............. 39 30 76.4 11 35.8 19 64.2 0 0.0
$85,000 to $87,499............. 87 62 70.7 25 40.8 36 59.2 0 0.0
$87,500 to $89,999............. 10 7 72.0 0 0.0 7 100.0 0 0.0
$90,000 to $92,499............. 83 58 70.5 11 19.2 44 75.4 3 5.4
$92,500 to $94,999............. 14 14 100.0 4 25.8 10 74.2 0 0.0
$95,000 to $97,499............. 41 35 84.2 15 43.0 20 57.0 0 0.0
$97,500 to $99,999............. 26 24 91.8 1 4.4 23 95.6 0 0.0
$100,000 and over.............. 559 405 72.4 116 28.6 264 65.1 25 6.2
Median earnings.............. 16716 25058 (x) 26390 (x) 25260 (x) 16655 (x)
Standard error............... 108 162 (x) 291 (x) 166 (x) 412 (x)
Mean earnings.................. 20968 28900 (x) 29997 (x) 29186 (x) 21114 (x)
Standard error............... 159 252 (x) 479 (x) 311 (x) 936 (x)
Table NC7. All Workers and Poor Workers with their own Employment-Based Health Insurance Policy, 170
by Employer Contribution and Selected Characteristics: 1997 (Numbers in thousands)
Workers in poverty
With employer-provided group health
Employer contribution
All Part None
Number Number Percent Number Percent Number Percent Number Percent
Characteristics
ALL RACES
FEMALE........................ 5304 922 17.4 200 21.7 585 63.4 137 14.8
WORK EXPERIENCE
Worked............................ 5304 922 17.4 200 21.7 585 63.4 137 14.8
Full-time...................... 2613 594 22.7 107 18.1 399 67.2 88 14.8
50 weeks or more............. 964 318 32.9 61 19.3 227 71.4 30 9.3
27 to 49 weeks............... 660 126 19.1 21 16.9 80 63.2 25 19.8
26 weeks or less............. 988 151 15.2 25 16.4 93 61.5 33 22.1
Part-time...................... 2691 329 12.2 93 28.4 186 56.7 49 14.9
50 weeks or more............. 937 149 15.9 46 30.6 82 55.1 21 14.3
27 to 49 weeks............... 502 98 19.4 25 25.4 62 63.4 11 11.3
26 weeks or less............. 1252 82 6.5 23 27.8 42 51.7 17 20.5
SIZE OF EMPLOYER
Under 25 people................... 1910 199 10.4 69 34.7 85 42.5 45 22.8
25 to 99 people................... 659 158 23.9 28 18.1 106 67.3 23 14.6
100 to 499 people................. 661 128 19.4 29 23.0 87 67.9 12 9.1
500 to 999 people................. 173 38 21.8 8 21.9 28 75.3 1 2.8
1000 people or more............... 1901 400 21.0 65 16.3 279 69.8 56 13.9
OCCUPATION OF LONGEST JOB
Executive, Administrative, and
Managerial........................ 186 49 26.1 15 29.8 25 52.2 9 18.0
Professional specialty............ 353 100 28.4 33 32.9 54 54.0 13 13.2
Technical and related support..... 61 22 36.8 4 17.7 13 59.6 5 22.7
Sales workers..................... 1066 167 15.7 25 15.0 120 72.0 22 13.0
Administrative support, including
Clerical.......................... 746 186 25.0 44 23.5 116 62.6 26 14.0
Precision production, craft & repair 114 21 18.7 0 0.0 18 82.1 4 17.9
Table NC7. All Workers and Poor Workers with their own Employment-Based Health Insurance Policy, 171
by Employer Contribution and Selected Characteristics: 1997 (Numbers in thousands)
Workers in poverty
With employer-provided group health
Employer contribution
All Part None
Number Number Percent Number Percent Number Percent Number Percent
Machine operators, assemblers &
Inspectors........................ 374 71 18.9 7 10.5 53 75.5 10 14.0
Transportation & material moving.. 65 13 20.7 6 45.5 7 54.5 0 0.0
Handlers, equipment cleaners,
Helpers, & laborers............... 186 23 12.4 4 16.1 19 82.0 0 1.9
Service workers................... 2017 259 12.8 60 23.1 154 59.4 45 17.4
Private household workers...... 224 8 3.4 4 50.5 0 0.0 4 49.5
Service workers, except private
Household...................... 1793 251 14.0 56 22.3 154 61.2 41 16.5
Farming, forestry, and fishing.... 137 11 7.9 3 29.6 5 43.4 3 27.0
Armed forces...................... 0 0 0.0 0 0.0 0 0.0 0 0.0
RELATIONSHIP TO
FAMILY HOUSEHOLDER
In Families....................... 3569 623 17.5 113 18.1 411 65.9 100 16.0
Householder.................... 2412 489 20.3 78 15.9 326 66.6 86 17.5
Spouse present............... 273 39 14.4 4 10.6 25 64.9 10 24.5
No spouse present............ 2139 450 21.0 73 16.3 300 66.7 76 16.9
Spouse of householder.......... 572 96 16.8 33 34.2 54 56.2 9 9.7
Child of householder........... 454 27 5.8 1 3.8 21 78.6 5 17.7
Other relative of
householder.................... 131 12 9.1 1 11.1 11 88.9 0 0.0
In unrelated subfamilies.......... 143 18 12.6 5 28.0 11 63.3 2 8.7
Unrelated Individuals............. 1592 281 17.7 83 29.4 163 57.9 36 12.7
Nonfamily householder.......... 824 162 19.7 44 27.0 89 54.6 30 18.4
Secondary Individuals.......... 768 119 15.5 39 32.8 74 62.3 6 5.0
AGE
Under 65 years.................... 5232 910 17.4 192 21.1 582 63.9 136 15.0
15 to 24 years................. 1679 188 11.2 44 23.2 125 66.4 19 10.4
25 to 44 years................. 2744 520 18.9 103 19.8 333 64.1 84 16.1
45 to 64 years................. 809 202 25.0 45 22.4 124 61.2 33 16.4
65 years and over................. 72 13 17.8 9 68.5 3 27.4 1 4.1
Mean age................... 32.9 35.7 (x) 36.5 (x) 35.3 (x) 36.7 (x)
Table NC7. All Workers and Poor Workers with their own Employment-Based Health Insurance Policy, 172
by Employer Contribution and Selected Characteristics: 1997 (Numbers in thousands)
Workers in poverty
With employer-provided group health
Employer contribution
All Part None
Number Number Percent Number Percent Number Percent Number Percent
TYPE OF RESIDENCE
Inside metropolitan areas...... 4038 696 17.2 142 20.4 446 64.1 108 15.5
Inside central cities........... 2110 393 18.6 75 19.1 255 64.9 63 16.0
One million or more........... 1304 248 19.0 54 21.8 163 65.7 31 12.6
Under one million............. 806 145 18.0 21 14.5 93 63.7 32 21.8
Outside central cities.......... 1928 302 15.7 67 22.2 191 63.0 45 14.8
One million or more........... 1225 191 15.6 51 26.6 117 61.5 23 11.9
Under one million............. 703 112 15.9 16 14.7 73 65.5 22 19.7
Outside metropolitan areas........ 1266 227 17.9 58 25.7 139 61.4 29 12.9
REGION
Northeast......................... 814 149 18.3 54 36.0 73 49.1 22 14.9
Midwest........................... 1137 253 22.3 55 21.6 171 67.6 27 10.8
South............................. 2105 319 15.2 40 12.7 224 70.1 55 17.2
West.............................. 1249 201 16.1 52 25.7 117 58.1 32 16.1
Table NC7. All Workers and Poor Workers with their own Employment-Based Health Insurance Policy, 173
by Employer Contribution and Selected Characteristics: 1997 (Numbers in thousands)
Workers in poverty
With employer-provided group health
Employer contribution
All Part None
Number Number Percent Number Percent Number Percent Number Percent
TOTAL
Without earnings.................. 8 3 41.0 0 0.0 0 0.0 3 100.0
With earnings..................... 5296 919 17.4 200 21.8 585 63.7 133 14.5
$1 TO $2,499 OR LOSS........... 1851 150 8.1 31 20.8 90 60.2 29 19.0
$2,500 to $4,999............... 1083 140 12.9 36 25.7 76 54.7 27 19.6
$5,000 to $7,499............... 1170 242 20.7 67 27.9 152 63.0 22 9.2
$7,500 to $9,999............... 628 171 27.2 33 19.4 105 61.5 33 19.2
$10,000 to $12,499............. 392 128 32.7 17 13.2 94 72.9 18 13.9
$12,500 to $14,999............. 76 39 51.5 7 17.0 29 74.8 3 8.2
$15,000 to $17,499............. 60 33 55.1 6 18.9 25 76.1 2 5.0
$17,500 to $19,999............. 26 14 55.9 3 20.4 12 79.6 0 0.0
$20,000 to $22,499............. 4 0 0.0 0 0.0 0 0.0 0 0.0
$22,500 to $24,999............. 2 2 100.0 0 0.0 2 100.0 0 0.0
$25,000 to $27,499............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$27,500 to $29,999............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$30,000 to $32,499............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$32,500 to $34,999............. 3 0 0.0 0 0.0 0 0.0 0 0.0
$35,000 to $37,499............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$37,500 to $39,999............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$40,000 to $42,499............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$42,500 to $44,999............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$45,000 to $47,499............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$47,500 to $49,999............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$50,000 to $52,499............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$52,500 to $54,999............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$55,000 to $57,499............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$57,500 to $59,999............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$60,000 to $62,499............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$62,500 to $64,999............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$65,000 to $67,499............. 0 0 0.0 0 0.0 0 0.0 0 0.0
Table NC7. All Workers and Poor Workers with their own Employment-Based Health Insurance Policy, 174
by Employer Contribution and Selected Characteristics: 1997 (Numbers in thousands)
Workers in poverty
With employer-provided group health
Employer contribution
All Part None
Number Number Percent Number Percent Number Percent Number Percent
$67,500 to $69,999............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$70,000 to $72,499............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$72,500 to $74,999............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$75,000 to $77,499............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$77,500 to $79,999............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$80,000 to $82,499............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$82,500 to $84,999............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$85,000 to $87,499............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$87,500 to $89,999............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$90,000 to $92,499............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$92,500 to $94,999............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$95,000 to $97,499............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$97,500 to $99,999............. 0 0 0.0 0 0.0 0 0.0 0 0.0
$100,000 and over.............. 0 0 0.0 0 0.0 0 0.0 0 0.0
Median earnings.............. 4339 6756 (x) 6228 (x) 7065 (x) 6230 (x)
Standard error............... 132 245 (x) 411 (x) 311 (x) 1021 (x)
Mean earnings.................. 4642 6890 (x) 6174 (x) 7313 (x) 6108 (x)
Standard error............... 84 216 (x) 428 (x) 281 (x) 496 (x)